As of 2026, the FHA loan limits in North-Lynnwood county, located in Snohomish, WA, are set at $776,250 for single-family homes. For duplex properties, the limit is $993,750, while tri-plexes have a threshold of $1,201,200, and four-unit homes are capped at $1,492,800.
Regarding conventional loans, the single-family home loan cap is $776,250. This increases to $993,750 for duplexes, $1,201,200 for triplexes, and $1,492,800 for four-unit properties.
Utilize our FHA calculator to check current FHA rates and discover the requirements including down payment, income, credit score, reserves, and the necessary documents for eligibility.
The Lendersa® calculator is your tool to assess FHA rates alongside other mortgage programs. Dive into comparisons of Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans with FHA offerings.
Lendersa® collates data from thousands of lenders, quickly matching it against your personal financial and qualifying criteria.
The Loan Limit Comparison Table for 2026 for North-Lynnwood county in Snohomish, WA, juxtaposes the maximum loans for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Hard Money options. To evaluate criteria like income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| USDA | $659,800 | $659,800 | $659,800 | $659,800 |
| VA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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