During 2026, the FHA loan limits in Navy-Yard-City county of Kitsap, WA, are set at $435,850 for a single-family home, $557,950 for duplexes, $674,450 for triplexes, and $838,200 for four-plexes.
Concurrently, the highest loan amounts available for standard loans are $548,250 for single-family houses, $702,000 for twin homes, $848,500 for tri-units, and $1,054,500 for quadplexes.
With our FHA calculator, you can discover today’s best FHA rates and figure out the necessities like down payment, income, credit requirements, reserves, and vital documents needed for approval.
The Lendersa® calculator is instrumental in contrasting FHA rates and terms against other loan programs. Dive into an assortment of loan possibilities, including conventional, jumbo, VA, USDA, Non-QM, and hard money loans, compared with FHA.
Lendersa® accesses loan program information from a multitude of lenders, providing a quick assessment against your specific financial circumstances and needs.
In the 2026 Loan Limits Comparison Table for Navy-Yard-City county of Kitsap, WA, you can compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan ceilings. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare the requirements such as income, credit, and reserves necessary for qualification.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $435,850 | $557,950 | $674,450 | $838,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $370,400 | $370,400 | $370,400 | $370,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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