In 2025, the FHA loan limits for Silverdale county, within Kitsap, WA, are $563,500 for single-family homes, $721,400 for two-unit properties, $872,000 for three units, and $1,083,650 for four units.
The maximum allowable for conventional loans is $726,200 for a single-family home, $929,850 for duplex properties, $1,123,900 for triplexes, and $1,396,800 for four-unit residences.
Our FHA calculator is available to help you uncover today’s optimal FHA rates. It allows you to evaluate down payments, income, credit, reserves, and the necessary documents for qualification.
With the Lendersa® calculator, you can easily compare FHA terms and conditions against a variety of other programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans alongside FHA offers.
Lendersa® swiftly compiles loan program data from thousands of lenders and provides a fast comparison tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Silverdale county, Kitsap, WA, offers an overview for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Evaluate qualification criteria—like income, reserves, and credit—using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $563,500 | $721,400 | $872,000 | $1,083,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $398,300 | $398,300 | $398,300 | $398,300 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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