For the year 2026, the FHA loan limits in Chico county of Kitsap, WA are outlined as follows: $563,500 for a single-family home, $721,400 for two-unit properties, $872,000 for three units, and $1,083,650 for four units.
The cap for conventional loan amounts on single-family residences is $726,200, escalating to $929,850 for two-unit residences, $1,123,900 for three-unit buildings, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to view today's top FHA rates and compute the requirements for down payment, income, credit qualifications, reserves, and necessary documents for approval.
The Lendersa® calculator is crafted to help you juxtapose FHA rates and terms against those of all other available loan programs. Engage in a thorough comparative analysis of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, especially in relation to FHA offerings.
With data collated from a vast array of lenders, Lendersa® rapidly aligns loan program data with your specific financial profile and needs.
View the Loan Limits Comparison Table for 2026 in Chico county, Kitsap, WA, which details maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Compare qualification criteria—like income, reserves, and credit requirements—using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $563,500 | $721,400 | $872,000 | $1,083,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $398,300 | $398,300 | $398,300 | $398,300 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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