In 2026, the FHA loan limits for Port-Townsend, Jefferson, WA are set at $356,362 for a single-family home. For 2-unit properties, the limit adjusts to $456,275, while 3-units see $551,500, and 4-units have a cap of $685,400. These structured limits provide tailored financial options for different property sizes.
For conventional loans, the maximum for single-family residences is $548,250. For two-unit, three-unit, and four-unit homes, the limits are $702,000, $848,500, and $1,054,500, respectively.
Utilize our FHA calculator to identify today’s best FHA rates and calculate essential figures like downpayment, income level, credit requirements, reserves, and necessary documents for qualification.
The Lendersa® calculator facilitates the comparison of FHA rates and terms against a variety of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. By using this tool, you ensure that you're making well-informed decisions.
Gathering extensive data from countless lenders, Lendersa® swiftly aligns this information with your financial profile to present personalized solutions.
The Loan Limits Comparison Table for 2026 in Port-Townsend county, Jefferson, WA, details the maximum permitted loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a thorough evaluation, use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to consider qualification aspects like income, reserves, and credit."
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $302,900 | $302,900 | $302,900 | $302,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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