In the year 2026, the FHA loan limits in Port-Ludlow county, part of Jefferson, WA, are set at $356,362 for single-family homes, $456,275 for two-unit properties, $551,500 for three-unit dwellings, and $685,400 for four-unit residences.
On the other hand, the highest loan amounts for conventional loans on a single-family house are $548,250, increasing to $702,000 for two-unit buildings, $848,500 for three-unit places, and $1,054,500 for four-unit structures.
Make use of our FHA calculator to uncover the top FHA rates today and to assess the down payment, income, credit score, reserves, and documents necessary to qualify.
The Lendersa® calculator enables you to evaluate FHA rates and terms against those of other loan programs. Dive into options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, in comparison to FHA offerings.
By leveraging data from thousands of lenders, Lendersa® quickly aligns these offerings with your unique financial situation and needs.
The Loan Limits Comparison Table for 2026 in Port-Ludlow county of Jefferson, WA, facilitates a comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $302,900 | $302,900 | $302,900 | $302,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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