For 2026, the FHA loan limit in Prosser county, situated within Benton, WA, is established at $472,030 for single-family homes. For two-unit houses, the limit extends to $604,400, whereas three-unit properties can go up to $730,525, and four-unit buildings reach $907,900.
The cap for conventional loan amounts on a single-family dwelling is set at $726,200. This increases to $929,850 for properties with two units, $1,123,900 for three-unit homes, and reaches $1,396,800 for four-unit residences.
Take advantage of our FHA calculator to discover the leading FHA rates available today. It also helps ascertain the necessary downpayment, income qualifications, credit assessment, reserves, and documentation needed to fulfill eligibility conditions.
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The Lendersa® calculator is a comprehensive tool that allows detailed comparison of FHA rates and terms with those of all other available loan programs. Become familiar with and evaluate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in contrast to FHA offerings.
By accessing extensive loan program data from an array of thousands of lenders, Lendersa® efficiently aligns this information rapidly with your own financial situation and requirements, providing precise comparisons tailored for you.
Within the 2026 Loan Limits Comparison Table for Prosser county, located in Benton, WA, you can juxtapose maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To examine qualification criteria, including income, reserves, and credit scores in greater depth, make use of Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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