In the year 2026, FHA loan limits in Benton-City county of Benton, WA are as follows: $356,362 for single-family homes, $456,275 for 2-unit properties, $551,500 for 3-unit homes, and $685,400 for 4-units.
The maximum loan amount for conventional loans on a single-family residence is $548,250. For 2-units, it's $702,000, for 3-units, $848,500, and $1,054,500 for 4-units.
Utilize our FHA calculator to see the leading FHA rates today and to calculate the downpayment, income requirements, credit, reserves, and documents required for your qualification.
The Lendersa® tool allows you to compare FHA rate terms with those of various other loan programs, such as Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans. This allows you to explore and compare options efficiently.
Lendersa® pulls loan program data from thousands of lenders and provides comparisons tailored to your unique financial situation and needs within seconds.
The Loan Limits Comparison Table for 2026 in Benton-City county of Benton, WA offers comparisons of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse Mortgage, and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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