In 2026, the FHA loan limits in Richland county of Benton, WA are: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
For conventional loans, the maximum allowable amounts are $726,200 for a single-family home, $929,850 for 2-unit properties, $1,123,900 for 3-unit residences, and $1,396,800 for properties with four units.
Use our FHA calculator to access today’s top FHA rates and check what is necessary for down payment, income verification, credit, reserves, and document requirements for qualification.
The Lendersa® calculator lets you compare FHA rates and terms against all other loan types. Review options including Conventional loans, Jumbo loans, VA, USDA, Non-Qm, and hard money loans alongside FHA.
Lendersa® aggregates data from a broad range of lenders to efficiently evaluate choices against your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Richland county of Benton, WA presents a comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Compare qualification criteria such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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