For the year 2025, the FHA loan limit within West-Richland county, specifically in Benton, WA, is outlined as $356,362 for a single-family home. For properties with two, three, and four units, the limits are $456,275, $551,500, and $685,400, respectively.
Conventional loan limits hit a maximum of $548,250 for a single-family residence, extend to $702,000 for duplexes, $848,500 for triplexes, and reach $1,054,500 for four-unit buildings.
Make use of our FHA calculator to view the top FHA rates today, and determine what's needed regarding downpayment, income, credit score, reserves, and documentation for qualification.
With the Lendersa® calculator, you can compare FHA loan rates and terms against those of other financing options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all in one place.
Lendersa® efficiently retrieves data from a vast array of lenders, promptly comparing it to your financial profile and needs to find the most adaptable solutions.
For 2025, the Loan Limits Comparison Table in West-Richland county within Benton, WA helps compare the maximum amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess specific qualification criteria such as income, reserves, and credit requirements, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to ensure complete and detailed evaluations.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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