For the year 2026, the FHA loan limits in the county of Snohomish, located in Sultan, WA, are established at $977,500 for a single-family home, $1,251,400 for two-unit homes, $1,512,650 for triplex properties, and $1,879,850 for four-plexes.
The conventional loan ceilings for a single-family dwelling are $977,500, with limits of $1,251,400 for two units, $1,512,650 for three-unit residences, and $1,879,850 for four units.
Make use of our FHA calculator to find today’s optimal FHA rates, and to calculate essential factors like the downpayment, necessary income, credit score, reserves, and documentation for qualification.
The Lendersa® calculator is a powerful tool that lets you evaluate FHA rates and terms alongside those of other loan programs, such as Conventional loans, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® fetches comprehensive loan details from a multitude of lenders, quickly matching this data to your personal financial profile and requirements.
Refer to the Loan Limits Comparison Table for 2026 within Sultan county of Snohomish, WA, which compares maximum loan amounts among various options including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification criteria such as income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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