For 2026, FHA loan limits in Tacoma county, Pierce, WA are $977,500 for a single-family home, increasing to $1,251,400 for 2-units, $1,512,650 for 3-units, and $1,879,850 for 4-units.
The maximum for conventional loans is $977,500 for single-family homes, with $1,251,400 for two units, $1,512,650 for three units, and $1,879,850 for four units.
Use our FHA calculator to check today's FHA rates and decide the needed downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator provides comparisons of FHA rates with those from other loan programs, like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® gathers data from thousands of lenders to quickly align it with your specific financial profile.
The Loan Limits Table for 2026 in Tacoma, Pierce, WA, lets you compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and hard money. Use Lendersa® SLIQ™ to review qualification needs in terms of income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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