In the year 2025, throughout the county of Pierce, located in Waller, WA, the FHA loan limits are defined as follows: for a single-family residence, the cap is $977,500; for two-unit properties, the maximum is $1,251,400; for three-unit dwellings, it extends to $1,512,650; and for four-unit homes, it reaches $1,879,850.
On the subject of conventional loans, the top borrowing limit for a single-family home is $977,500. For a duplex, the limit is $1,251,400; triplex properties allow up to $1,512,650, and four-unit residences have a ceiling of $1,879,850.
Our FHA calculator is a useful tool to uncover today's optimal FHA rates, while also helping to determine the required downpayment, income, credit score, reserves, and documents needed to secure a loan successfully.
Lendersa® offers a comprehensive calculator to compare the terms and rates offered by FHA loans with a range of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Gain insights with detailed comparisons.
Leveraging data from numerous lenders, Lendersa® promptly provides you with tailored comparisons according to your individual financial overview and needs.
Utilize the Loan Limits Comparison Table for 2025 in Waller, Pierce, WA to evaluate and compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for examining qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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