In 2026, the FHA loan limits in the county of Pierce, Milton, within WA, are set at $977,500 for single-family homes. For 2-unit properties, the cap is $1,251,400, while for 3-unit dwellings, it reaches $1,512,650. For homes with 4 units, the limit is $1,879,850.
When considering conventional loans, the maximum allowable amount for a single-family home is $977,500. For properties with two units, it extends to $1,251,400. The limit for three-unit buildings is $1,512,650, and for four units, it goes up to $1,879,850.
To identify today’s top FHA rates and determine necessary financial details such as down payment, income, credit score, reserves, and supporting documentation, use our FHA calculator.
With the Lendersa® calculator, you can compare FHA rates and terms alongside other loan programs. Look into Conventional loans, Jumbo loans, VA loans, USDA loans, Non-QM, and hard money loans in juxtaposition with FHA options.
Lendersa® efficiently collects data from a vast network of lenders and swiftly contrasts it to your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Milton county, Pierce, WA, allows you to compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For detailed differences in qualification criteria, such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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