For 2026, the FHA loan limits in Federal-Way county of King, WA are set as follows: $776,250 for a single-family home, $993,750 for two-unit properties, $1,201,200 for three units, and $1,492,800 for four-unit dwellings.
With conventional loans, the highest loan amounts allowed are $776,250 for a single-family house, $993,750 for a two-unit residence, $1,201,200 for three units, and $1,492,800 for properties with four units.
Use our FHA calculator to check today’s best FHA rates and to figure out the necessary down payment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to assess FHA loan rates and terms in comparison with other loan programs. Investigate and evaluate Conventional loans, Jumbo loans, VA, USDA, Non-Qm, and hard money loans together with FHA options.
Lendersa® gathers comprehensive loan program data from various lenders, enabling a swift comparison against your special financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Federal-Way county, King, WA compares the peak loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification conditions like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| USDA | $659,800 | $659,800 | $659,800 | $659,800 |
| VA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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