During the year 2026, FHA loan caps in the county of Yelm, Thurston, WA are set at $546,250 for a single-family dwelling, $699,300 for a duplex, $845,300 for a triplex, and $1,050,500 for a fourplex.
The highest amount for conventional loan limits for single-family homes is $726,200, rising to $929,850 for duplexes, $1,123,900 for triplexes, and reaching $1,396,800 for four-unit buildings.
Utilize our FHA calculator to access today’s top FHA rates and calculate what downpayment, income, credit score, reserves, and documentation are required.
The Lendersa® tool allows you to juxtapose FHA terms and rates with those of other loan categories. Dive into and compare options including Conventional, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA alternatives.
By harnessing information from numerous lenders, Lendersa® rapidly matches these against your personal financial situation and objectives to provide tailored results.
For 2026, in the Yelm county of Thurston, WA, the table compares maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review eligibility factors like income, savings, and credit score, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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