In 2026, the FHA loan limits for Beloit county in Rock, WI are established at $472,030 for a single-family home, increasing to $604,400 for two-unit buildings, $730,525 for three-unit residences, and $907,900 for properties with four units.
The maximum limits for conventional loans on a single-family residence are $726,200. This increases to $929,850 for homes with two units, $1,123,900 for three-unit constructions, and $1,396,800 for four-unit buildings.
Make use of our FHA calculator to discover today’s best FHA rates and calculate critical factors such as downpayment, income level, credit requirements, reserves, and documents needed for qualification.
The Lendersa® calculator equips you to compare FHA rates and terms against all other available loan programs. Dive into various options, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® sources comprehensive loan data from thousands of lenders, promptly matching it against your financial profile and needs for a tailored fit.
The Loan Limits Comparison Table for 2026 in Beloit county, Rock, WI, provides insights into maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further explore qualification requirements such as income, reserves, and credit assessments, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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