2026 FHA (Government Loans) Limits for Edgerton, Rock County, Wisconsin

In 2026, FHA loan limits in Edgerton county, Rock, WI, are $472,030 for a single-family home. For two units, the cap is $604,400, moving to $730,525 for three units, and $907,900 for four units.

For conventional loans, the maximum is $726,200 for a single-family, $929,850 for two units, $1,123,900 for three, and $1,396,800 for four units.

Use our FHA calculator to explore today’s top FHA rates and determine the downpayment, income, credit, reserves, and documents needed for qualification.

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Explore Loan Options in Edgerton, WI

The Lendersa® calculator lets you compare FHA rates and terms with other loan programs. Examine options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® efficiently gathers data from numerous lenders, matching it promptly to your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Edgerton county, Rock, WI covers maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for income, reserves, and credit comparisons.

Loan limits Edgerton county of Rock, WI

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Edgerton FHA Lenders

  • Badger Bank Fort Atkinson
  • 220 Grant St, Fort Atkinson, WI, 53538
  • Lends in Wisconsin
  • Badger Bank will be a strong, growing, independent community bank that strives to achieve customer loyalty, employee success.

    In July of 1884, a State-chartered bank opened its doors for the first time at 218 South Main Street, Fort Atkinson. Citizens State Bank (now known as Badger Bank) was established by Congressman L. B. Caswell

  • Fort Community Credit Union
  • 800 Madison Av, Fort Atkinson, WI, 53538
  • Lends in Wisconsin
  • FCCU, and welcome to the cooperative side of the financial world! FCCU has been growing roots in Southeast Wisconsin since 1940 when employees of Moe Light, in Fort Atkinson, pooled their paychecks together to begin the credit union. Since then, the credit union has expanded by building branches in Jefferson, Watertown, and Whitewater.

  • Oregon Community Bank
  • 733 N Main St, Oregon, WI, 53575
  • Lends in Wisconsin
  • One Community Bank is a $1.6 billion community bank in south central Wisconsin. The bank, which was founded in 1976, focuses on three core priorities: serving clients, supporting colleagues and investing in local communities. It has 10 offices in the communities of Oregon, McFarland, Stoughton, Waunakee, Sun Prairie, Middleton, Adams, Oxford

  • Members First Credit Union WI
  • 3401 West Beltline Highway, Madison, WI, 53713
  • Lends in Wisconsin
  • Members First Credit Union originally organized as the Sub-Zero Credit Union in May of 1954 with 13 employees as members. The credit union became chartered in 1955 with the following board members. Don Lien as President, Jack True as Vice-President, Gerald Ring as Secretary, Richard Hurd as Treasurer and William Jerisha as Director.

  • First National Bank and Trust Company
  • 345 E Grand Avenue, Beloit, WI, 53511
  • Lends in Wisconsin
  • First National Bank and Trust Company is a family-focused, community bank headquartered in Beloit, Wisconsin. Chartered in 1882, First National Bank and Trust has grown to be a leading financial services institution offering products and services for consumers and businesses, as well as trust, retirement services

  • US LENDING SOLUTIONS
  • 255 N Sherman Ave, Suite 3, Madison, WI, 53704
  • Lends in Wisconsin
  • Your personal mortgage goals are important to me and I'm happy to help you reach them. As a Senior Mortgage Specialist and Home Owner Mortgage Advisor with US Lending Solutions in Madison, WI, I work diligently to understand each and every client's needs. Through my 27 years experience in the financial world you can expect the results you deserve.

  • Bank of Sun Prairie
  • 228 East Main Street, Sun Prairie, WI, 53590
  • Lends in Wisconsin
  • Our Mission is to become the trusted advisor for families, businesses and the community offering a complete range of financial services. Our tailored customer centric approach enables flexibility and solutions that position our clients for success not only today, but every day in the future.

  • Educated Mortgage Services, LLC
  • 100 Wilburn Rd, Suite 102, Sun Prairie, WI, 53590
  • Lends in Wisconsin
  • Educated Mortgage Services is a Mortgage Banker and Broker company licensed in Wisconsin & Illinois with an experienced staff offering expertise in every area of mortgage lending. We offer a full range of mortgage products to offer one stop shopping for all clients. We are dedicated to finding the right loan.

  • State Bank of Cross Plains
  • 108 North Main Street, Verona, WI, 53593
  • Lends in Wisconsin
  • State Bank of Cross Plains is the largest independent community bank serving Dane, Green, and Rock County, Wisconsin. We offer a full range of personal and business financial services, including consumer, real estate, and business lending, as well as wealth management and financial advisory services.

  • Stampfli Mortgage, LLC
  • 303 S. Main Street, Verona, WI, 53593
  • Lends in Wisconsin
  • "Stampfli Mortgage specializes in Wisconsin FHA, VA and USDA mortgages, as well as reverse, conventional and jumbo home loans for the state of WI. The ""Stampfli Mortgage Difference"" is all about great products, integrity and expertise.
    Our expert Mortgage Advisors work closely with multiple wholesale lenders."