In 2026, the FHA loan limit set in Milton county, Rock, WI, is $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-unit properties, and $907,900 for four-unit homes.
Conversely, for conventional loans, a single-family home reaches up to $726,200, with two-unit homes capped at $929,850, three-unit residences at $1,123,900, and four-unit structures maxing out at $1,396,800.
Employ our FHA calculator to view the best available FHA rates today, and assess the downpayment, income, credit score, reserves, and documentation required for eligibility.
With the Lendersa® calculator, compare the rates and terms of FHA loans against a variety of other lending programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This tool is essential for making comprehensive comparisons.
Lendersa® performs quick comparisons by sourcing loan program data from a broad spectrum of lenders to find the best fit for your individual financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Milton county, Rock, WI assesses maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For insights into qualification needs such as income levels, reserve requirements, and credit standings, consider utilizing the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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