In 2026, the FHA loan limits for Janesville county in Rock, WI stand at $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit buildings, and $907,900 for four-unit residences.
The maximum allowed for conventional loans on a single-family residence begins at $726,200, rising to $929,850 for two-unit structures, $1,123,900 for three-unit properties, and $1,396,800 for four-unit homes.
Utilize our FHA calculator to access today’s top FHA rates, and calculate necessary elements such as downpayment, income levels, credit scores, reserves, and documentation required to qualify.
The Lendersa® calculator facilitates a comparison of FHA rates and terms with those offered by different loan programs. Explore options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates data from thousands of lending sources, quickly matching it with your unique financial profile and needs.
Use our Loan Limits Comparison Table for 2026 in Janesville county, Rock, WI, to review maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Check qualification requirements, including income, reserves, and credit, with Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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