FHA Loan Limits for French-Island, La Crosse County, WI in 2026

In 2026, the FHA loan limits within French-Island county of La Crosse, WI are as follows: $356,362 for a single-family home, $456,275 for two units, $551,500 for properties with three units, and $685,400 for four-unit residences.

The maximum allowable amounts for conventional loans are $548,250 for a single-family dwelling, $702,000 for two-unit buildings, $848,500 for three-unit homes, and $1,054,500 for four-family properties.

Use our FHA calculator to explore today’s leading FHA rates and assess the required down payment, income, credit score, reserves, and documentation necessary to qualify.

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The Lendersa® calculator allows for comprehensive comparisons between FHA rates and other loan programs. Evaluate and contrast your loan prospects, including options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, along with FHA offerings.

Lendersa® collects data from thousands of lenders, rapidly comparing it against your specified financial criteria and unique needs.

Use the Loan Limits Comparison Table for 2026 in French-Island county of La Crosse, WI to explore and compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification criteria such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits French-Island county of La Crosse, WI

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


French-Island FHA Lenders

  • Coulee Bank
  • 1516 Losey Boulevard South, La Crosse, WI, 54601
  • Lends in Wisconsin
  • We offer a full line of financial services ranging from children's savings accounts, auto and home loans, to personal and business checking accounts. Our business customers can rely on us as their financial partner to help their companies grow. In addition, we can help you plan for the future with a wide range of retirement and investment options

  • Citizens State Bank of La Crosse
  • 620 Main Street, La Crosse, WI, 54601
  • Lends in Wisconsin
  • Our mission is to provide an experience like no other, which has made us one of the top-rated & fastest growing banks in the country! Our culture is known to be one of the best in the industry, one where we work hard. This promotes outside the box thinking with fun & play all day, resulting in our employees being some of the happiest in the world!

  • Dairyland Power Credit Union
  • 3200 East Avenue South, La Crosse, WI, 54601
  • Lends in Wisconsin
  • Membership eligibility is open to any employee of the DPC system, DPC member Class A & B Cooperatives, WECA & RESCO employees and any person on the BOD of the above organizations, and the end users of electricity provided by Jump River Electrical Coop. The field of membership includes the employee’s immediate family including spouse, children.

  • Affordable Mortgage Financing LLC
  • 902 Superior Avenue, Tomah, WI, 54660
  • Lends in Wisconsin
  • Affordable Mortgage Financing LLC is located in Tomah, Wisconsin, and was founded in 2003. This business is working in the following industry: Mortgage companies. Annual sales are around USD 203, 040.00 and also Home loans to purchase or refinance. Amazing RATES. VA FHA USDA RURAL DEVELOPMENT.

  • Unity Bank.
  • 207 W Lincoln Street, Augusta, WI, 54722
  • Lends in Wisconsin
  • Unity Bank is a family owned community bank with offices in Minnesota, Montana, and Wisconsin. With 16 locations, $565 million in assets, and 165 employees, Unity Bank continues to be an integral member of the communities we serve and is committed to providing a full range of products to meet our customer’s financial needs.

  • CCFBank
  • 3625 Gateway Dr, Eau Claire, WI, 54701
  • Lends in Wisconsin
  • At CCFBank, Making More Possible is a way of life. Our goal, each and every day, is to show our customers that we can make more possible for them! While most banks are guided by limitations, CCFBank is guided by possibilities. Whatever our customer’s dream, we’ll find a way to make it happen.

  • Bank of Mauston
  • 503 Gateway Ave, Mauston, WI, 53948
  • Lends in Wisconsin
  • The Bank of Mauston is an independent, locally owned Bank which gives us the ability to make decisions right here so you can get the answers you need, when you need them. Bank of Mauston is a community Bank dedicated to helping our community grow and shattering our customer’s expectation.

  • Mortgage Experts Team
  • 1304 North Central Avenue, Marshfield, WI, 54449
  • Lends in Wisconsin
  • Having worked for different companies as a loan originator for many years, Laura Leonhard, the founder of Mortgage Experts, had a vision: To offer our clients exceptional mortgage financing and service in a friendly, relaxed, and casual atmosphere. From this vision came Mortgage Experts Team of Waterstone – a full service mortgage lender.

  • WoodTrust Bank
  • 181 2nd Street S, Wisconsin Rapids, WI, 54494
  • Lends in Wisconsin
  • WoodTrust Bank engages in a wide variety of financial service activities on behalf of a diverse group of corporate, family, individual and not-for-profit customers. The company serves approximately $3.0 billion in client assets and in the past has been named the #1 community Bank holding company in the United States by U.S. Banker magazine.

  • Bank of Prairie du Sac
  • 555 Park Avenue, Prairie Du Sac, WI, 53578
  • Lends in Wisconsin
  • Bank of Prairie du Sac operates under a charter granted to the Peoples State Bank on March 22, 1916. The original bank was located at the corner of Galena and Water Street in Prairie du Sac. In January 1932, the Peoples State Bank and the Prairie Sauk Bank merged to form Bank of Prairie du Sac.