In 2026, the FHA loan limits for La-Crosse county in La Crosse, WI are $356,362 for a single-family home, increasing to $456,275 for two-unit buildings, $551,500 for three-unit properties, and $685,400 for four-unit residences.
Conventional loan maximums on a single-family residence start at $548,250, rising to $702,000 for two-units, $848,500 for properties with three units, and $1,054,500 for homes with four units.
Use our FHA calculator to access today’s leading FHA rates and to calculate the necessary down payment, income, credit score, reserves, and required documents for qualification.
The Lendersa® calculator gives you the ability to compare FHA rates and terms against all other loan program options. Explore various loans including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects loan data from thousands of lenders to quickly match it against your financial situation and needs.
Our Loan Limits Comparison Table for 2026 in La-Crosse county of La Crosse, WI, allows for comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements like income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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