In 2026, the FHA loan limit for West-Salem county in La Crosse, WI stands at $356,362 for a single-family home. For two-unit residences, it is $456,275, triplexes have a cap of $551,500, and four-unit homes are limited to $685,400.
The conventional loan limits are $548,250 for a single-family home, $702,000 for two-units, $848,500 for three-units, and $1,054,500 for properties with four-units.
Utilize our FHA calculator to check out today’s premier FHA rates and determine the required down payment, income, credit score, reserves, and needed documents for eligibility.
The Lendersa® calculator offers a comparison between FHA rates and terms and other loan programs, like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® efficiently compiles loan program data from thousands of lenders and aligns it rapidly with your personal financial profile and requirements.
The Loan Limits Comparison Table for 2026 in West-Salem county within La Crosse, WI, enables comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan figures. For further insight into qualification aspects such as income, reserves, and credit score, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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