For 2025 in Mount-Pleasant county of Racine, WI, the FHA loan limits stand as follows: $356,362 for a single-family home, $456,275 for a 2-unit property, $551,500 for 3-units, and $685,400 is set for 4-unit buildings.
Concerning conventional loans, the maximum permissible amount is $548,250 for single-family residences, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Our FHA calculator can help you find today’s most competitive FHA rates. You can assess the required downpayment, evaluate income needs, credit scores, reserves, and relevant documentation for qualification.
The Lendersa® calculator enables a straightforward comparison of FHA rates and terms with those of all other available loan programs. Delve into options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in addition to FHA.
By sourcing data from thousands of lenders, Lendersa® rapidly aligns these details with your unique financial profile and requirements.
View the Loan Limits Comparison Table for 2025 in Mount-Pleasant county, Racine, WI, for insights into how FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans differ in their maximum amounts. To assess qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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