For 2026, the FHA loan limits in North-Hudson county, located in St. Croix, WI, are set at $402,500 for a single-family home. Two-unit properties have a cap of $515,250, triplex homes are limited to $622,850, and quadruplexes are restricted to $774,050.
The maximum amount for conventional loans is $548,250 for single-family homes, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for four-unit properties.
Use our FHA calculator to see today's most competitive FHA rates and determine the necessary downpayment, income, credit, reserves, and required documentation for qualification.
The Lendersa® calculator enables comparison of FHA rates and terms with those of a variety of other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, allowing thorough exploration and comparison.
Lendersa® pulls loan data from thousands of lenders and quickly evaluates it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in North-Hudson county of St. Croix, WI helps compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,000 | $322,000 | $322,000 | $322,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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