In 2026, the FHA loan limit in New-Richmond county, within St. Croix, WI, is set at $402,500 for a single-family home, $515,250 for properties with two units, $622,850 for three-unit dwellings, and $774,050 for properties with four units.
For conventional loans, the maximum amount allowed is $548,250 for a single-family house, $702,000 for two-unit buildings, $848,500 for residences with three units, and $1,054,500 for those with four units.
Use our FHA calculator to find the premier FHA rates available today and to evaluate the necessary downpayment, income, credit, reserves, and required documentation for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with other loan programs. Discover options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® promptly collects data from numerous lenders and aligns it with your individualized financial profile and needs.
Look at the Loan Limits Comparison Table for 2026 in New-Richmond county of St. Croix, WI, to compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating qualifications such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $402,500 | $515,250 | $622,850 | $774,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,000 | $322,000 | $322,000 | $322,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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