For 2026, the FHA loan limit in Baldwin county, within St. Croix, WI, stands at $515,200 for a single-family home. For duplexes, it is $659,550; for triplexes, $797,250; and for four-unit properties, it's set at $990,800.
On the other hand, the maximum amounts for conventional loans are set at $726,200 for single-family residences, $929,850 for two-unit homes, $1,123,900 for three-unit homes, and $1,396,800 for four-unit homes.
With our FHA calculator, you can evaluate current FHA rate offerings and determine required details such as the down payment, income, credit score, reserves, and necessary documentation needed to qualify.
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Utilize the Lendersa® calculator to contrast FHA rates and terms with those of other financing programs. This includes an evaluation of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
By accessing extensive data from numerous lenders, Lendersa® offers rapid comparisons tailored specifically to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Baldwin of St. Croix, WI helps you look at the maximum loan amounts for various types, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM), as well as hard money loans. To examine qualification criteria like income, reserves, and credit standards, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is an excellent resource.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $358,800 | $358,800 | $358,800 | $358,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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