For 2026, FHA loan limits in Somerset county, part of St. Croix, WI, are set at $515,200 for single-family homes. Duplexes are limited to $659,550, triplexes to $797,250, and four-unit homes to $990,800.
The maximum loan amounts for conventional loans stand at $726,200 for a single-family residence. Two-unit properties have a limit of $929,850, triplexes go up to $1,123,900, and for four-unit homes, it's $1,396,800.
Use our FHA calculator to find today's most competitive FHA rates and determine the necessary down payments, income verification, credit requirements, reserves, and documentation needed to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Explore options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently gathers data from thousands of lenders, evaluating it against your financial profile and needs within seconds.
The Loan Limits Comparison Table for 2026 in Somerset county of St. Croix, WI, allows for assessment of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification standards such as income, reserves, and credit, Lendersa® Super Loan Integrated Qualifier (SLIQ™) is highly recommended.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $515,200 | $659,550 | $797,250 | $990,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $358,800 | $358,800 | $358,800 | $358,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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