FHA Loan Max Loan amount for Point-Pleasant, Mason County, WV in 2026

For 2026, FHA loan limits in Point-Pleasant county of Mason, WV, are $356,362 for a single-family home, moving up to $456,275 for duplexes, $551,500 for triplexes, and $685,400 for properties hosting four units.

The maximum conventional loan amounts available for a single-family residence start at $548,250, with an increase to $702,000 for two-unit homes, $848,500 for buildings with three units, and $1,054,500 to accommodate four-unit residences.

Utilize our FHA calculator to discover the most favorable FHA rates offered today and to calculate the necessary down payment, income, credit score, reserves, and documents required to secure a loan.

Explore and compare loan offers from a variety of 100 lenders

Examine your loan alternatives in Point-Pleasant, WV

The Lendersa® calculator allows you to assess FHA rates and terms alongside those of other loan products. Dive into options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in concert with FHA options.

Lendersa® pulls loan program data from thousands of lenders, swiftly comparing it against your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Point-Pleasant county of Mason, WV, provides insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To review qualification needs, such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Point-Pleasant county of Mason, WV

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Point-Pleasant FHA Lenders

  • STREBER MORTGAGE LLC
  • 129 Frazier, Red House, WV, 25168
  • Lends in West Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Peoples Federal Credit Union
  • 419 First Avenue South, Nitro, WV, 25143
  • Lends in West Virginia
  • Peoples Federal Credit Union, charter number 16993, was founded in September of 1965 as the U.C. Institute Employees Federal Credit Union. The credit union was chartered to serve the employees of Union Carbide at Institute, West Virginia. The facility, at the time of the charter, employed in excess of 2, 500 individuals.

  • West Virginia Central Federal Credit Union
  • 1306 Murdoch Avenue, Parkersburg, WV, 26101
  • Lends in West Virginia
  • WV Central Credit Union is to get you settled in to your new home sooner. Buying a home can be stressful but we will walk you through a simple step by step process to ease any worry. We will help you determine the right loan and terms to find your needs, whether you're purchasing, refinancing, constructing, or remodeling.

  • Victorian Finance, LLC
  • 1205 Virginia St East, Charleston, WV, 25301
  • Lends in West Virginia
  • Victorian Finance, LLC in 2003 to help Pittsburghers achieve the American Dream of home ownership. And he has expanded that achievement to a nationwide organization. The "Victorian Story" started when Sonny infused the principals of chemical engineering into the mortgage business. A former chemical engineer by trade

  • W V Air National Guard FCU
  • 1512 Coonskin Drive, Charleston, WV, 25311
  • Lends in West Virginia
  • West Virginia National Guard Federal Credit Union has been open since 1959. It's the 20th largest credit union in West Virginia with assets totaling $50.63 Million and providing banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing services to U.S. military members.

  • MCNB Banks
  • 75 Wyoming Street, Welch, WV, 24801
  • Lends in West Virginia
  • At MCNB, we want to build meaningful, mutually beneficial relationships with our customers and communities. Our Mission and Values provide daily guidance to us to ensure we meet our own expectations. It is our intention that these guiding principles will be visible as you interact with us.

Also lends in West Virginia

  • Desco Federal Credit Union
  • 401 Chillicothe Street, Portsmouth, OH, 45662
  • Desco Federal Credit Union provides an exceptional banking experience to residents of Scioto and Lawrence Counties in Ohio, Boyd and Greenup Counties in Kentucky, and Cabell and Wayne Counties in West Virginia. As we continue to expand, our commitment to our members and the community will remain top priority.

  • Peoples Bank
  • 138 Putnam St, Marietta, OH, 45750
  • Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies

  • Huntington Bank
  • 41 S. High Street, Columbus, OH, 43215
  • Huntington Bancshares Incorporated is a $174 billion asset regional bank holding company headquartered in Columbus, Ohio. Founded in 1866, The Huntington National Bank and its affiliates provide consumers, small and middle-market businesses, corporations, municipalities, and other organizations with a comprehensive suite of banking, payments.

  • Streber Mortgage
  • 102 E Sugartree St, Wilmington, OH, 45177
  • Streber Mortgage believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances and more