For 2026, the FHA loan limits are outlined in Teays-Valley county, Putnam, WV as $356,362 for a single-family home, $456,275 for properties with two units, $551,500 for those with three units, and $685,400 for four-unit homes.
The highest loan amount available for conventional loans on a single-family residence is $548,250. For two-unit constructions, it increases to $702,000, goes up to $848,500 for three-unit properties, and peaks at $1,054,500 for four-unit dwellings.
Utilize our FHA calculator to examine today's favorable FHA rates, and assess the necessary down payment, income thresholds, credit score, reserves, and documents needed for qualification.
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The Lendersa® calculator is designed to compare FHA rates and terms with those of various other loan programs. Delve into a range of options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA choices.
Lendersa® collects expansive data from thousands of lenders, offering swift comparisons tailored to your unique financial profile and needs.
Our Loan Limits Comparison Table for 2026 within Teays-Valley county of Putnam, WV, provides a comprehensive look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements such as income, reserves, and credit criteria, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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