FHA Loan Max Loan amount for Nitro, Kanawha County, WV in 2026

In 2026, the FHA loan limits in Nitro county of Kanawha, WV are $472,030 for a single-family home, $604,400 for two-unit buildings, $730,525 for three-unit properties, and $907,900 for four-unit homes.

For conventional loans on a single-family residence, the maximum amounts are $726,200, increasing to $929,850 for two units, $1,123,900 for three-unit homes, and $1,396,800 for four-unit dwellings.

Utilize our FHA calculator to explore today's best FHA rates and calculate key elements like the down payment, income requirements, credit standards, reserves, and necessary documents for qualification.

Browse loan offers from a selection of 100 lenders

Evaluate your loan options in Nitro, WV

The Lendersa® calculator lets you compare FHA rates and terms with other loan programs. Explore different options including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.

Lendersa® accesses loan data from thousands of lenders, rapidly comparing it against your unique financial profile and needs.

Through the Loan Limits Comparison Table for 2026 in Nitro county of Kanawha, WV, compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To assess qualification standards like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Nitro county of Kanawha, WV

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Union Plus Mortgage Company
  • 305 Fellowship Road, Suite 230, Mount Laurel, NJ, 08054
  • Lends in West Virginia
  • Union Plus Mortgage Company was founded by the AFL-CIO to provide current and retired union members and their families mortgages through a union-controlled company. Union Plus Mortgage Company is owned by the AFL-CIO, Union Privilege, and a group of unions and Our mission then and now is simple to provide you with the best available mortgages.

  • First Heritage Mortgage Services
  • 2655 Neshaminy Interplex Dr, Feasterville Trevose, PA, 19053
  • Lends in West Virginia
  • At First Heritage, we have one main goal: Providing our partners with the utmost Mortgage solutions for their members. We understand the importance of offering your members the mortgage services they need, and we will make the process simple for you. Communication is imperative, so we will strive to produce a trusted partnership.

  • CIBC Bank USA
  • 120 South LaSalle Street, Chicago, IL, 60603
  • Lends in West Virginia
  • The PrivateBank is now CIBC. We’ve changed our name, but we’re still the same team you trust. Ensure you don’t miss company news and career opportunities by connecting with us on our new CIBC US page. A link can be found on our latest post.

    CIBC U.S. provides tailored commercial, wealth management, personal

  • Command Financial Group
  • 2150 S Canalport Ave, Suite 4B6, Chicago, IL, 60608
  • Lends in West Virginia
  • Command Financial Group is a licensed mortgage broker in the state of IL and CO. We are a veteran owned and operated company that specializes in helping veterans with their loan needs. We also do loans for conventional and FHA borrowers as well. We want to help you make the most informed decision when navigating the various loan options available.

  • Discover Financial Services
  • 2500 Lake Cook Rd, Deerfield, IL, 60015
  • Lends in West Virginia
  • Our lending products and payment services go far beyond consumer credit, to enable millions of merchants to run their businesses, to explore new markets, power fin-tech companies and most importantly—help people to build a brighter financial future.The Discover Network provides card acceptance at millions of businesses and cash access locations.

  • REMN Wholesale
  • 194 Wood Avenue South, 9th Floor, Iselin, NJ, 08830
  • Lends in West Virginia
  • REMN Wholesale is a proud 2021 GOLD SPONSOR of AIME (Association of Independent Mortgage Experts), for the 2nd consecutive year. This exemplifies our never-ending, decades long, commitment of supporting the national mortgage broker community. REMN Wholesale a trusted, highly-dependable, efficient, national wholesale lender.

  • Reverse Mortgage Funding LLC
  • 1455 Broad St. 2nd Floor, Bloomfield, NJ, 7003
  • Lends in West Virginia
  • At Reverse Mortgage Funding LLC (RMF), we are dedicated to helping older Americans live the retirement lifestyle that they imagined and deserve, in the comfort of their own home. Reverse mortgages are our only line of business, and meeting the needs of this important segment of our society is at the core of everything we do.

  • MoFin Lending
  • 79 Madison Avenue, 9th Floor, New York, NY, 10016
  • Lends in West Virginia
  • MoFin Lending is an online direct lender for real estate investors. We offer short term loans for fix & flips, rehab to hold projects, quick-close acquisitions/refinances, multifamily properties (5+ units), and commercial. We also offer 30 year loans for the acquisition or refinance of a rental property or rental portfolio.

  • W Financial
  • 60 Cutter Mill Road, Suite 601, Great Neck, NY, 11021
  • Lends in West Virginia
  • W Financial is a New York-based commercial real estate bridge lender specializing in time-sensitive or complex loan requirements. When a deal is unusual or time is short, we provide our clients with rapid, reliable access to the capital they need to get their deal over the finish line.