In 2025, the FHA loan limits in St.-Albans county, part of Kanawha, WV, stand at $356,362 for a single-family home, $456,275 for two-unit residences, $551,500 for homes with three units, and $685,400 for those with four units.
Meanwhile, the highest loan amount available for conventional loans on a single-family residence is $548,250; for two-unit structures, it increases to $702,000; for tri-units, it reaches $848,500; and for homes with four units, it caps at $1,054,500.
Our FHA calculator is a valuable tool to discover the leading FHA rates available today and to determine essential components such as the downpayment, income levels, credit ratings, reserves, and documents required for qualification.
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The Lendersa® calculator is specifically designed to facilitate the comparison of FHA rates and terms with those from various other loan programs. Investigate and consider options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA varieties.
Lendersa® sources extensive loan program data from a multitude of lenders, swiftly aligning these options with your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in St.-Albans county within Kanawha, WV, allows for an evaluation of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further explore qualification requirements related to income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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