In the year 2026, FHA loan limits for Cross-Lanes county within Kanawha, WV, stand at $356,362 for a single-family home, increasing to $456,275 for two-units, $551,500 for three-unit residences, and reaching $685,400 for four-unit properties.
Conversely, the maximum allowable amounts for conventional loans on a single-family home start at $548,250, with limits rising to $702,000 for two-unit homes, $848,500 for triplex residences, and culminating at $1,054,500 for four-unit buildings.
Utilize our FHA calculator to access today’s most favorable FHA rates and analyze the components like the required down payment, income thresholds, credit standing, necessary reserves, and documents needed for eligibility.
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The Lendersa® calculator aids in comparing FHA rate and terms with those available from all other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
By sourcing data from thousands of lenders, Lendersa® swiftly compares these against your unique financial situation and requirements.
The Loan Limits Comparison Table for 2026 located within Cross-Lanes county, Kanawha, WV enables a comprehensive comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further assess qualification requirements such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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