2026 FHA (Government Loans) Limits for Wheeling, Ohio County, West Virginia

In 2026, the FHA loan limits in Wheeling county of Ohio, WV are defined as $472,030 for a single-family home, $604,400 for structures with two units, $730,525 for three-unit properties, and $907,900 for four-unit residences.

Meanwhile, for conventional loans on a single-family residence, the maximum amounts are $726,200, increasing to $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for properties with four units.

Employ our FHA calculator to discover today’s top FHA rates, and find out what is needed in terms of downpayment, income, credit, reserves, and documentation for qualification.

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Explore diverse loan choices in Wheeling, WV

The Lendersa® calculator allows you to assess FHA rates and terms against various loan program options. Conduct comparisons among Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.

Lendersa® aggregates data from thousands of lenders, rapidly aligning these with your distinct financial circumstances and necessities.

The Loan Limits Comparison Table for 2026 in Wheeling county of Ohio, WV facilitates the examination of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate requirements regarding income, reserves, and credit standing, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Wheeling county of Ohio, WV

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Wheeling FHA Lenders

  • Premiere Mortgage LLC
  • 5000 Hampton Center, Suite 4, Morgantown, WV, 26505
  • Lends in West Virginia
  • At Premier Mortgage, we understand and appreciate the one-on-one attention that a family owned business can provide. We know how difficult buying a home can be and want to be there for you when you need help with such a large investment in your life. Let us do the work for you while you enjoy buying and/or improving your dream home.

  • WesBanco
  • 101 Suncrest Towne Centre Dr, Morgantown, WV, 26505
  • Lends in West Virginia
  • Founded in 1870, WesBanco, Inc. (www.wesbanco.com) is a diversified and balanced financial services company that delivers large bank capabilities with a community bank feel. Our distinct long-term growth strategies are built upon unique sustainable advantages permitting us to span six states with meaningful market share.

  • CITIZENS BANK OF MORGANTOWN, INC
  • 265 High Street, Morgantown, WV, 26505
  • Lends in West Virginia
  • Since 1922, Citizens Bank of Morgantown has provided quality, personal, financial services to the citizens of Morgantown and Monongalia County. We are headquartered in the heart of downtown Morgantown, at the corner of High and Walnut streets. We have always been focused on this community.

  • Fairmont Federal Credit Union
  • 2 The Credit Union Way, Fairmont, WV, 26554
  • Lends in West Virginia
  • Fairmont Federal Credit Union is a not-for-profit financial organization, democratically controlled, owned and operated by our members for the benefit of all who belong.

    We operate 9 regional branches with over 120 employees. We are currently one of the fastest growing credit unions in West Virginia with nearly $400, 000, 000 in assets.

  • Premier Bank
  • 200 Fort Pierpont Dr, Suite 105, Morgantown, WV, 26508
  • Lends in West Virginia
  • Premier Bank is a full-service community bank conveniently located throughout Ohio, Indiana, Michigan and Pennsylvania. Offering personalized service and a comprehensive range of financial solutions for consumers and commercial businesses, Premier Bank remains locally focused to understand our customers.

  • Clear Mountain Bank
  • PO Box 205, Bruceton Mills, WV, 26525
  • Lends in West Virginia
  • Clear Mountain Bank is a locally owned and managed community bank serving Monongalia, Preston, and Harrison counties in West Virginia and Garrett County in Maryland. We offer a complete line of financial products and services for personal and business banking within a friendly, hometown atmosphere. Independence...Community...Customer First.

  • West Virginia Central Federal Credit Union
  • 1306 Murdoch Avenue, Parkersburg, WV, 26101
  • Lends in West Virginia
  • WV Central Credit Union is to get you settled in to your new home sooner. Buying a home can be stressful but we will walk you through a simple step by step process to ease any worry. We will help you determine the right loan and terms to find your needs, whether you're purchasing, refinancing, constructing, or remodeling.

  • FNB Bank, Inc.
  • 105 North High Street, Romney, WV, 26757
  • Lends in West Virginia
  • FNB Bank, formerly the First National Bank of Romney, opened for business on June 11, 1910 in the old Wirgman Building in Romney with an original capitalization of $50,000.

    In 1911 FNB Bank moved to a three-story brick building at the corner of Main and High Streets. The Bank outgrew its facilities

Also lends in West Virginia

  • Peoples Bank
  • 138 Putnam St, Marietta, OH, 45750
  • Peoples Bank is a Bank with operations in fifty states. Peoples Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages and Peoples is a member of the Russell 3000 index of U.S. publicly-traded companies

  • Liberty Home Mortgage Corporation
  • 6225 Oak Tree Blvd, Independence, OH, 44131
  • "Liberty Home Mortgage operates with a focus on a very simple goal - to lead the industry in customer satisfaction and to set a new standard by which our industry operates.
    Liberty Home Mortgage Representatives are available seven days a week. We even have a customer care line which current customers can call to get answers"