As of 2026 in Morgantown county, Monongalia of WV, the FHA loan limits are $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.
The maximum available for conventional loans on a single-family residence is $726,200, increasing to $929,850 for two-unit buildings, $1,123,900 for three-unit residences, and $1,396,800 for four-unit houses.
Leverage our FHA calculator to discover today’s best FHA rates, and calculate requirements such as down payments, income, credit scores, reserves, and documentation necessary for qualification.
The Lendersa® calculator provides the capability to compare FHA rates and terms alongside other loan programs. Investigate and contrast offerings like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
By comparing thousands of lender data in real-time, Lendersa® aligns these offerings with your individual financial profile and criteria.
The Loan Limits Comparison Table for 2026 in Morgantown county of Monongalia, WV, presents maximum loan figures for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Engage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements, such as income, reserves, and credit conditions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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