2026 FHA (Government Loans) Limits for Fox-Farm-College, Laramie County, Wyoming

In 2026, the FHA loan limits in Fox-Farm-College, within Laramie county, WY, are: $356,362 for a single-family home, $456,275 for duplexes, $551,500 for three units, and $685,400 for four units.

For conventional loans on a single-family residence, the maximum loan amounts are $548,250, increasing to $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Use our FHA calculator to discover today’s best FHA rates and find out about the required downpayment, income, credit, reserves, and documents for qualification.

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Explore your loan options in Fox-Farm-College, WY

The Lendersa® calculator allows you to compare FHA rates and terms against other loan programs. Explore options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® compiles data from thousands of lenders, enabling quick comparison with your unique financial profile and needs.

The Loan Limits Comparison Table for 2026 in Fox-Farm-College, Laramie, WY, provides a comparison of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification needs like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Fox-Farm-College county of Laramie, WY

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Fox-Farm-College FHA Lenders

  • Meridian Trust Federal Credit Union
  • 2223 Warren Ave., Cheyenne, WY, 82003
  • Lends in Wyoming
  • "Our mission is to help our members achieve their financial goals and dreams through:
    Personal Connections, Simple Solutions, & Lifetime Relationships.
    Our vision is to provide our members and community with the best personal service, the highest quality financial products, and the best overall value for a lifetime."

  • Cheyenne State Bank
  • 101 West 19th Street, Cheyenne, WY, 82001
  • Lends in Wyoming
  • Cheyenne State Bank is your full service and locally owned bank located in the heart of downtown Cheyenne, Wyo. To us you are more than a number, we offer personalize service and convenience. Our friendly and professional staff members look forward to serving your banking needs. Cheyenne State Bank Established in 2002.

  • Blue Federal Credit Union - 7th Avenue
  • 2401 E Pershing Blvd, Cheyenne, WY, 82001
  • Lends in Wyoming
  • In April 2016, Warren Federal Credit Union and Community Financial Credit Union merged to become Blue Federal Credit Union.

    Blue Federal Credit Union represents our shared history in the region and more than 100 years of service to those who serve the public good in Colorado and Wyoming, including members of the Air Force

  • Central Bank and Trust
  • 3060 East Lincolnway, Cheyenne, WY, 82001
  • Lends in Wyoming
  • We started in Lander in 1890, the same year Wyoming became a state. We like to think our founders came across what was then the territories of Wyoming, and found the people and the scenery too hard to abandon. Our Wyoming values and passion for developing Wyoming communities drives everything we do.

  • Western Vista Credit Union
  • 3207 Sparks Road, Cheyenne, WY, 82001
  • Lends in Wyoming
  • Western Vista has been a trusted source for financial services since 1940. Despite our humble beginnings, we currently serve more than 12, 000 members. We offer a full line of consumer, business and mortgage services designed to help you improve your financial standing, invest in your future and protect your financial well-being

  • Wallick & Volk, Inc.
  • 222 East 18th Street, Cheyenne, WY, 82001
  • Lends in Wyoming
  • Wallick & Volk has numerous loan programs to help ensure that you are placed in the right loan program, based specifically upon your individual needs. Wallick & Volk mortgage professionals are here to guide you every step of the way! Click on any of the loan programs below to learn more about what we have to offer you.

  • WyHy Federal Credit Union
  • 1715 Stillwater Avenue, Cheyenne, WY, 82009
  • Lends in Wyoming
  • WyHy Federal Credit Union was chartered in December 1953 for Wyoming Highway Department employees and their families. Seven members each contributed $5 and the credit union was born... with assets totaling $35. Those founding members believed in the Credit Union philosophy of "People Helping People".

  • Guild Mortgage Company
  • 7124 Commons Drive, Unit 3, Cheyenne, WY, 82009
  • Lends in Wyoming
  • Guild Mortgage has become one of the nation’s leading independent ‭mortgage providers by following a ‭simple rule—doing what’s right for our customers.
    When you choose Guild, you get:
    - A commitment closing your loan on time
    - A wide array of ‭specialized products and programs for every type of homebuyer

Also lends in Wyoming

  • Western States Bank
  • 1520 E Mulberry St, Fort Collins, CO, 80524
  • Western States Bank is a bank with operations in three states. Western States Bank offers numerous mortgage programs including conventional, FHA, VA, reverse and construction mortgages. Western States Bank is a FREEandCLEAR Certified

    At our bank, you will find banking professionals who are dedicated to meeting your financial needs.

  • Alibel Mortgage
  • 3416 Windsor Ct, Loveland, CO, 80538
  • "At Alibel Mortgage we strive to offer the best products and services in the mortgage industry. As wholesale mortgage brokers we are able to offer the absolute lowest rates in the business. Our goal is to provide the best possible experience for all of our clients.

    We attend every closing. This ensures that your closing transaction goes smooth