2026 FHA Loan Limits for Ranchettes, Laramie County, Wyoming

In 2026, the FHA loan limits for Ranchettes county of Laramie, WY are: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.

The conventional loan maximums for a single-family residence are $726,200, increasing to $929,850 for two-unit properties, $1,123,900 for three units, and $1,396,800 for four-unit buildings.

Utilize our FHA calculator to access today’s best FHA rates and assess the necessary downpayment, income, credit, reserves, and documents for qualification.

See loan offers from 100 lenders

Investigate loan options in Ranchettes, WY

The Lendersa® calculator allows you to compare FHA rates and terms with other loan types. Evaluate options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® aggregates loan data from thousands of lenders, enabling fast comparison against your financial profile and needs.

The Loan Limits Comparison Table for 2026 in Ranchettes, Laramie, WY, lets you review FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification requirements such as income, reserves, and credit.

Loan limits Ranchettes county of Laramie, WY

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Ranchettes FHA Lenders

  • WyHy Federal Credit Union
  • 1715 Stillwater Avenue, Cheyenne, WY, 82009
  • Lends in Wyoming
  • WyHy Federal Credit Union was chartered in December 1953 for Wyoming Highway Department employees and their families. Seven members each contributed $5 and the credit union was born... with assets totaling $35. Those founding members believed in the Credit Union philosophy of "People Helping People".

  • Guild Mortgage Company
  • 7124 Commons Drive, Unit 3, Cheyenne, WY, 82009
  • Lends in Wyoming
  • Guild Mortgage has become one of the nation’s leading independent ‭mortgage providers by following a ‭simple rule—doing what’s right for our customers.
    When you choose Guild, you get:
    - A commitment closing your loan on time
    - A wide array of ‭specialized products and programs for every type of homebuyer

  • Cheyenne State Bank
  • 101 West 19th Street, Cheyenne, WY, 82001
  • Lends in Wyoming
  • Cheyenne State Bank is your full service and locally owned bank located in the heart of downtown Cheyenne, Wyo. To us you are more than a number, we offer personalize service and convenience. Our friendly and professional staff members look forward to serving your banking needs. Cheyenne State Bank Established in 2002.

  • Blue Federal Credit Union - 7th Avenue
  • 2401 E Pershing Blvd, Cheyenne, WY, 82001
  • Lends in Wyoming
  • In April 2016, Warren Federal Credit Union and Community Financial Credit Union merged to become Blue Federal Credit Union.

    Blue Federal Credit Union represents our shared history in the region and more than 100 years of service to those who serve the public good in Colorado and Wyoming, including members of the Air Force

  • Central Bank and Trust
  • 3060 East Lincolnway, Cheyenne, WY, 82001
  • Lends in Wyoming
  • We started in Lander in 1890, the same year Wyoming became a state. We like to think our founders came across what was then the territories of Wyoming, and found the people and the scenery too hard to abandon. Our Wyoming values and passion for developing Wyoming communities drives everything we do.

  • Western Vista Credit Union
  • 3207 Sparks Road, Cheyenne, WY, 82001
  • Lends in Wyoming
  • Western Vista has been a trusted source for financial services since 1940. Despite our humble beginnings, we currently serve more than 12, 000 members. We offer a full line of consumer, business and mortgage services designed to help you improve your financial standing, invest in your future and protect your financial well-being

  • Wallick & Volk, Inc.
  • 222 East 18th Street, Cheyenne, WY, 82001
  • Lends in Wyoming
  • Wallick & Volk has numerous loan programs to help ensure that you are placed in the right loan program, based specifically upon your individual needs. Wallick & Volk mortgage professionals are here to guide you every step of the way! Click on any of the loan programs below to learn more about what we have to offer you.

  • Meridian Trust Federal Credit Union
  • 2223 Warren Ave., Cheyenne, WY, 82003
  • Lends in Wyoming
  • "Our mission is to help our members achieve their financial goals and dreams through:
    Personal Connections, Simple Solutions, & Lifetime Relationships.
    Our vision is to provide our members and community with the best personal service, the highest quality financial products, and the best overall value for a lifetime."

  • The Mortgage Source Inc
  • 414 East Lewis St, Laramie, WY, 82072
  • Lends in Wyoming
  • The Mortgage Source, Inc. is licensed with experienced professionals available to guide you through the homebuying or refinancing process. It is our mission to provide prompt, professional, and courteous service from start to finish. We will continue to support you even after closing on your home.

  • Pinnacle Bank – Wyoming
  • 2000 Main Street, Torrington, WY, 82240
  • Lends in Wyoming
  • Pinnacle Bank is a Dinsdale family-owned banking organization that began in 1938. Our Wyoming roots stretch way back to the early 1900s with banks throughout agricultural communities in the state. In 1972, we joined Pinnacle Bancorp. Now we serve families and businesses from the hot springs of Thermopolis to the edge of the Black Hills in Newcastle