Capitola, California Private money Lenders complete AI list of 2026

Use Lendersa® hard money mortgage calculator to find private real estate investors in Capitola, Santa Cruz, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Local Private Lenders in Capitola, CA

Connecting with a private investor via a local hard money broker greatly enhances your loan approval chances. Success in securing hard money loans in Capitola often depends on investors familiar with the area. Proximity between the investor and property boosts approval likelihood and expedites funding.

Capitola boasts a population of 10010, with an average property sale price of $857,410.

Explore our list of lenders providing loans secured by real estate equity, generally with minimal credit checks. The list shows each lender's distance from Zipcode(s): 95010.

See loan offers from 100 lenders



  • Prestamo Mortgage Corp
  • 609 1/2 Whittier Blvd, Montebello, CA, 90640
  • Lends in California
  • Prestamo Mortgage Corp is fully licensed for FHA, FANNIE MAE, FREDDIE MAC AND PRIVATE/HARD MONEY mortgages. Prestamo Mortgage Corp offers: Prime, Alt-A, Non-QM and Asset based mortgage options. The company’s founders have overs 20 years of combined experience in the Mortgage and Real Estate industries.

  • Gilbert Realty and Investments
  • 13440 Paramount Boulevard, Suite C, South Gate, CA, 90280
  • Lends in California
  • Gilbert Realty and Investments Real Estate Mortgage Broker since 1984. We specialist in First time home buyer programs, FHA, VA, conventional and 100 % financing available for borrowers with fico scores 640 or higher, We also offer low down payment programs for first time buyers with fico scores as low as 500.

  • Loans4Less.com
  • 22409 Susana Avenue, Torrance, CA, 90505
  • Lends in California
  • Loans4Less.com, Inc. is a public quoted holding company that owns Union Discount Mortgage, Inc. a licensed CA Real Estate Corporation and Mortgage Broker. Union Discount Mortgage, Inc. controls the rights to certain intellectual property, including but not limited to, the Loans4Less.com web site and the Loans4Less® Federal Service Mark.

  • So Cal Mortgage Co
  • 3812 Sepulveda Blvd, Suite 310, Torrance, CA, 90505
  • Lends in California
  • SoCal Mortgage Company provides a highly individualized level of service for clients seeking residential or commercial mortgage financing. Our clients experience a high level of personal attention from Owner / Broker Mike Richardson who has 35 years experience in commercial banking and real estate finance.

  • Pacific Mortgage Real Estate and Financing Company
  • 25500 Hawthorne Boulevard, Suite 2230, Torrance, CA, 90505
  • Lends in California
  • Specializing in residential purchase and refinance loans in Southern CA, we work with over 20 lenders to find the best loan programs for our clients who have specific financial needs and goals, whether they have multiple properties or are just starting out as first time home buyers.

  • Custom Financial Services Inc.
  • 22527 Crenshaw Blvd. #201, Torrance, CA, 90505
  • Lends in California
  • We do loan and real estate. all kinds of loans. Residential, Commercial, Private Money Loans. We started in 1964 as an Auto Finance Company. In 1972 when Banking Regulations changed, we entered the market of Private Party real estate loans. We have evolved with the marketplace. Mr. Levy has been involved in this business since 1991.

  • HBS Finance
  • 3812 Sepulveda Blvd UNIT 310, Torrance, CA, 90505
  • Lends in California
  • HBS Finance provides nationwide real estate commercial mortgages and corporate banking financial solutions. We have experience dealing with a wide variety of apartment building loans, commercial mortgage loans and business real estate loans. We act as your professional mortgage loan advisor to help find the optimal financing solutions for you by of

  • HBS Funding
  • 3812 Sepulveda Blvd Suite 310, TORRANCE, CA, 90505
  • Lends in California
  • HBS Finance provides nationwide real estate mortgages and corporate banking financial solutions. We utilize conventional financing sources; commercial banks, industrial finance companies, SBA and private investors to serve the financial needs of our clients. Because HBS Finance understands mortgage banking and commercial lending.

  • Private Lending Company Inc.
  • 22527 Crenshaw Blvd, Suite 201, Torrance, CA, 90505
  • Lends in California
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