Santa Cruz, California Private money Lenders complete AI list of 2026

Use Lendersa® hard money mortgage calculator to find private real estate investors in Santa Cruz, Santa Cruz, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Find Private Lenders Near You in Santa Cruz, CA

Boost your loan approval chances by connecting with a private investor through a local hard money broker. Securing hard money loans in Santa Cruz often relies on locating investors who know the neighborhood well. Having a short distance between the investor and the property can greatly enhance approval odds and expedite the funding process.

The city of Santa Cruz has a population of 176428, with properties averaging a sale price of $1,023,120.

Explore our list of commercial and residential lenders who offer loans based on real estate equity, minimizing their reliance on credit scores or income verification. The list also details the proximity of these private lenders to Zipcode(s): 95065, 95064, 95060, 95062, 95061, 95063, 95067.

Compare various loan offers from 100 lenders to find a deal that suits your needs.



  • East West Bank
  • 135 N. Los Robles Ave, 7th Floor, Pasadena, CA, 91101
  • Lends in California
  • East West Bank has served as a pathway to success. With over 120 locations across the U.S. and China, we are the premier financial bridge between the East and West. Our teams of experienced, multicultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create new opportunitie

  • Tony W. Moon
  • 225 S. Lake Ave, 3rd Floor, Pasadena, CA, 91101
  • Lends in California
  • Tony W. Moon offer a different products to fit a particular mortgage related challenges and while that in itself is not unique; we strive to deliver our service with honesty, openness, and with the long term benefits in mind for our client/friends, to become a resource for them and their family/friends.

  • SMPL Mortgage - D.B.A. C2 Financial Pasadena - Generational Lending Experts
  • 99 S Lake Ave, Suite 207, Pasadena, CA, 91101
  • Lends in California
  • SMPL Mortgage is a generational lending leader in mortgage financing. We simplify this complex process through education, seminars and a personal approach that meets our clients needs whatever life stage they are in. Webelieve in people and their potential making their dreams of financial freedom Humanly Possible.

  • Barb Spitzock - EPiQ Lending Mortgage Loan
  • 123 N. Lake Ave, Suite 102, Pasadena, CA, 91101
  • Lends in California
  • At EPIQ Lending, our goal is to guide you through the mortgage process and get you into a home, not just any home but the one that you envisioned under the right financial terms. We iron out the details and formulate solutions to provide you tailor-made financing options. Our methods aren't conventional.

  • Paradace Corporation
  • 680 East Colorado Boulevard, Suite 180, Pasadena, CA, 91101
  • Lends in California
  • PARADACE offers real estate & loans services. We lend money. We buy, build, & sell houses. We provide construction & remodeling services. PARADACE Luxury Real Estate and Loans was establish to serve the well-to-do and influential customers. Established in 2008. David Sun Owner at Paradace Corporation.

  • Temple View Capital
  • 105 S. Los Robles Ave. Suite 665, Pasadena, MD, 91101
  • Lends in California
  • Temple View Capital is a national private portfolio lender that offers flexible financing for investors in residential real estate. Founded by entrepreneurs with more than 20 years of residential mortgage and real estate investment experience, Temple View has been at the forefront of innovative product development since its inception.

  • USC Credit Union
  • 3720 S. Flower Street, Los Angeles, CA, 90051
  • Lends in California
  • The University of Southern California Credit Union is incredibly proud to serve the entire Trojan Family—USC students (including more than 18, 000 undergraduates and 22, 000 graduate and professional students), alumni, faculty, and staff, as well as those who live and work in Orange County and the City of Los Angeles.

  • Four Seasons Realty & Management Inc.
  • 608 West Manchester Boulevard, Suite 202, Inglewood, CA, 90301
  • Lends in California
  • Four Seasons Realty & Management Inc.’s focuses on helping people buy sell and get mortgage financing for residential, commercial and investment property. As part of California Association of Realtors and the National Association of Mortgage Brokers our team members are proud to serve the community we live in.

  • RC Brown Homes
  • 401 E Hillcrest Blvd, Inglewood, CA, 90301
  • Lends in California
  • RC Brown Homes we are experts at what we do. First time buyers, refi, VA. Find YOUR dream with RC Brown Homes. and full-service real estate agency RC Brown Homes has helped buyers and sellers tackle everything from the search, to new construction to securing the financing to get it ALL done.