AI Brings Private Money Lenders of Santa Cruz, California [2025 list]

Use Lendersa® hard money mortgage calculator to find private real estate investors in Santa Cruz, Santa Cruz, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Find Private Lenders Near You in Santa Cruz, CA

Boost your loan approval chances by connecting with a private investor through a local hard money broker. Securing hard money loans in Santa Cruz often relies on locating investors who know the neighborhood well. Having a short distance between the investor and the property can greatly enhance approval odds and expedite the funding process.

The city of Santa Cruz has a population of 176428, with properties averaging a sale price of $1,023,120.

Explore our list of commercial and residential lenders who offer loans based on real estate equity, minimizing their reliance on credit scores or income verification. The list also details the proximity of these private lenders to Zipcode(s): 95065, 95064, 95060, 95062, 95061, 95063, 95067.

Compare various loan offers from 100 lenders to find a deal that suits your needs.



  • GoModern Lending Inc
  • 180 North Riverview Drive, Suite 150, Anaheim, CA, 92808
  • At GoModern Lending we believe that every customer deserves the best care & service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs & have what it takes to make a difference in your next mortgage transaction. Call us today to get a free quote and overview of current market conditions affecting.
  • Cornerstone Home Lending
  • 8175 E. Kaiser Blvd, Suites 201, 202, 203, Anaheim, CA, 92808
  • Founded in 1988, Cornerstone Home Lending, Inc. is a full-service mortgage lender. Thirty years later, we're still committed to the core values we started with: lending with a servant's heart, closing mortgages on time, treating our borrowers like people and not just a number, and making buying a house feel easy.
  • Home Loan Solutions
  • 8175 E Kaiser Blvd, Anaheim, CA, 92808
  • Home Loan Solutions, an established Orange County lender that services all of California, and specializes exclusively in residential loans. If you are seeking mortgage professionals that have endured the industry changes of the past decade with integrity and risen to the top as a result.then we may be your ideal lending solution.
  • Western Pacific Home Loans
  • 155 N Riverview Dr Suite 120, Anaheim, CA, 92808
  • Western Pacific Home Loans is a mortgage broker with operations in one state. Western Pacific Home Loans offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA and reverse mortgages. Western Pacific Home Loans is a FREEandCLEAR Technology All Star.
  • Ibar Financial
  • 1633 E 4th St, Santa Ana, CA, 92701
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today’s technology is providing a more productive environment to work in.
  • The O.C. Mortgage Specialist
  • 600 W. Santa Ana Blvd. STE 114A, Santa Ana, CA, 92701
  • Welcome To The O.C. Mortgage Specialist with broker access to 60+ mortgage lenders. Our proprietary loan placement software matches your mortgage application with lenders having the lowest interest rate and closing costs. Rest assured knowing you're getting the very best loan scenario and mortgage broker pricing.
  • Cross Mortgage Inc
  • 1633 E 4th Street, 224, Santa Ana, CA, 92701
  • At Cross Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • ORANGE CIRCLE INTERNATIONAL
  • 8502 Chapman Avenue, Suite 199, Orange, CA, 92869
  • Orange Circle International (OCI) Loans offers a wide range of commercial financing programs to help businesses of all sizes thrive. We provide business loans that are tailored to suit various objectives, and we maintain extensive partnerships with investors and other sources of financing.
  • Inland Valley Federal Credit Union
  • 9389 Cherry Ave, Fontana, CA, 92335
  • Inland Valley FCU is a not-for-profit financial cooperative. We exist to serve the needs of our members and offer the same types of banking products and services you would find at other financial institutions. This includes savings accounts, checking accounts, loans, mortgages, online banking, bill payment, and more.