Top Private Money Lenders in Oceanside, CA

Use Lendersa® hard money mortgage calculator to find private real estate investors in Oceanside, San Diego, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Private Lenders Near You in Oceanside, CA

Finding a private investor through a local hard money broker can significantly boost your chances of obtaining a loan. Hard money loans in Oceanside can hinge on identifying investors who understand the neighborhood well. A short distance between the investor and property enhances approval odds and speeds up the funding process.

Oceanside has a population of 175742, with average property sales at $589,140.

Check our list of commercial and residential lenders. These lenders offer loans secured by real estate equity, often with little reliance on credit scores or income verification. The list shows each lender's distance from Zipcode(s): 92054, 92057, 92058, 92056, 92049, 92051, 92052, 92068.

Explore loan offers from 100 lenders



  • Allstar Capital Group, Inc
  • 573 2nd Street, Encinitas, CA, 92024
  • Lends in California
  • Allstar Capital Group, Inc, a private mortgage lender supported by the financial strength of a pool of over 500 Investors. Our investor base is comprised of high-net-worth individuals, institutions, and pension funds and makes bridge loans typically ranging from $100,000 to $3,000,000 on commercial and residential properties.

  • FundLoans
  • 662 Encinitas Blvd., Ste. 270, Encinitas, CA, 92024
  • Lends in California
  • "FundLoans is an exception-based wholesale mortgage lender that specializes in Jumbo, Super Jumbo, and Non-QM solutions. A redefined Non-QM experience with “out-of-the-box” guidelines, that take a more holistic approach at underwriting. Contact us today about becoming an approved broker!

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  • Scottway Capital
  • 1106 2nd Street, Suite 823, Encinitas, CA, 92024
  • Lends in California
  • ScottWay Capital is led by Morgan A. Scott. As the Broker of Record he oversees all commercial and residential services. He graduated from the University of California in San Diego with a Bachelors of Arts in Economics and Finance. Morgan began his pursuits in the real estate and lending industry in 2002

  • Charger Funding
  • 1106 2nd St, Suite 411, Encinitas, CA, 92024
  • Lends in California
  • Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files

  • Jim Lackey Associates
  • 2240 Encinitas Blvd., Suite D, #109, Encinitas, CA, 92024
  • Lends in California
  • Jim Lackey Associates provides access to private capital in the form of either loans or private equity for businesses and individuals. Founded in March 2004, the company has arranged financing of over $100 million, including purchase loans, refinance loans, construction loans, private equity, and a variety of other transactions.

  • Charger Funding
  • 515 Encinitas Blvd Suite 203, Encinitas, CA, 92024
  • Lends in California
  • Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files. Charger Funding has been doing private money lending in California for over a decade and we know how to get the job done.We’re the ones to call when you have a deal that absolutely must close.

  • Rich Farmer Team - KRC Realty
  • 1132 San Marino Drive, Suite 100, San Marcos, CA, 92078
  • Lends in California
  • KRC Realty Services is comprised of a team of local real estate professionals committed to selling some of the most desired homes in San Diego County. KRC Realty Services is a team of local real estate experts ready to reveal the secrets of how we can help you. Our team of local experts is ready to guide you through the home-buying process.

  • Josh Jelsing
  • 1635 South Rancho Santa Fe Road, Suite 204, San Marcos, CA, 92078
  • Lends in California
  • Josh Jelsing has been in the banking and lending industry since 1999, when he began his career at JP Morgan Chase. After serving his nation in the United States Marine Corp for 4 years, Josh immediately took an offer with Chase to work as a Junior Loan Officer. He quickly became one of the top loan officers in an office of 150+

  • Reliance Bay Funding
  • 950 Boardwalk Street, Suite 301, San Marcos, CA, 92078
  • Lends in California
  • At Reliance Bay Funding. We are a full-service mortgage company based in San Diego California meeting the mortgage loan needs of our clients since 2004. We specialize in residential mortgages and offer purchase and refinance home loans in all of California counties. We can help you realize your dreams of homeownership