AI Brings Private Money Lenders of Santa Barbara, California [2025 list]

Use Lendersa® hard money mortgage calculator to find private real estate investors in Santa Barbara, Santa Barbara, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Local private lenders near you in Santa Barbara, CA

When you locate a private investor through a local hard money broker, your odds of getting a loan increase exponentially; lending hard money loans in Santa Barbara could depend upon locating investors familiar with the neighborhood. A short distance between the hard money investor and the property enhances the loan approval odds and speeds up the funding process.

The population of Santa Barbara is 202401, and the average sale price is $1,265,630

See our list of commercial and residential lenders that arrange loans secured by the equity in real estate and rely very little on (and sometimes not at all) upon credit your score or income verification. The list shows the private lenders' distance from Zipcode(s): 93105, 93101, 93103, 93109, 93102, 93106, 93120, 93121, 93130, 93140, 93190

Compare loan offers from 100 lenders



  • ARC Capital
  • 14 Healdsburg Ave Ste C, Healdsburg, CA, 95448
  • With a network of over 400 private money investors, we’re able to arrange and coordinate the quick funding of real estate loans for transactions which may not qualify through a traditional bank or conventional mortgage lender. Our services cater to individual borrowers seeking a loan, as well as private investors whom are interested in investing.
  • Realty World Selzer home loans
  • 551 South Orchard Ave, Ukiah, CA, 95482
  • "Selzer Realty was founded in Ukiah, CA on October 1, 1976 by present Owner/Broker Richard Paul Selzer, and joined the Realty World franchise in 1995. Our agency started small, but with a strong commitment to service and integrity, we have prospered and grown. Today, with more than 40 agents"
  • IMS Lending
  • 120 W 2nd Street, Unit 2, Chico, CA, 95928
  • IMS Lending have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business
  • Caliber Home Loans
  • 2580 Sierra Sunrise Terrace #200, Chico, CA, 95928
  • Caliber Home Loans, Inc is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending,and a consumer-direct centralized operation specializing in a variety of loan
  • Golden Valley Bank
  • 190 Cohasset Road, Suite 170, Chico, CA, 95926
  • At Golden Valley Bank we pride ourselves on delivering an experience unlike any other. Take our commitment to customers, staff and community - the foundation of true community banking. It's our passion to help businesses grow, help make dreams a reality and better our local economies.
  • Russell Street, Mortgage Broker
  • 15 Moraga Dr, Chico, CA, 95926
  • Providing Low Rate, No Hassle Mortgages throughout Colorado, Texas, and California. Whether you need the mortgage to buy a home, or are looking to refinance for a better rate, or take some cash out of your property, Russell Street can help. We work with you to find the right program and secure low market rates to make sure you are paying.
  • Network Mortgage
  • 155 E 3rd Ave, Chico, CA, 95926
  • Network Mortgage is a residential mortgage broker headquartered in Chico California. Founded in 1994, Network Mortgage serves California with the vision to provide mortgages to our friends, families and clients. We are a trusted mortgage brokerage that creates long term relationships and clients for life..
  • Compass Appraisals
  • 30 Landing Cir St, Suite 105, Chico, CA, 95973
  • Compass Appraisals For years, mortgage lenders and consumers have called upon our expertise to provide high-quality appraisals on all types of real estate in Butte, Glenn, and Counties. By continuously analyzing local real estate trends in Butte County and staying current on valuation techniques through accredited courses.
  • NorCal Realty and Loan
  • 728 Main Street, Red Bluff, CA, 96080
  • ​​When it comes to real estate, you need relevant information to make the best decision for yourself and for your family. Northern California Realty and Loan Brokerage is a full service Real Estate and Loan Brokerage. Our objective is to help you achieve your goal, whether buying or selling.