Top Private Money Lenders in Santa Barbara, CA

Use Lendersa® hard money mortgage calculator to find private real estate investors in Santa Barbara, Santa Barbara, CA. Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders and thousands of private investors' loan programs to fund residential, commercial, and vacant land properties.

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Private Lenders Close to You in Santa Barbara, CA

Enhance your chances of obtaining a loan by locating a private investor via a local hard money broker. Success in lending hard money loans in Santa Barbara often depends on finding investors who are familiar with the neighborhood. When the investor is close to the property, it increases the likelihood of loan approval and expedites the funding process.

Currently, Santa Barbara has a population of 202401, with an average property sale price of $1,265,630.

Check our list of commercial and residential lenders who arrange loans secured by real estate equity, often without needing to heavily rely on credit score or income verification. This list shows the proximity of these private lenders to the Zipcode(s): 93105.

Compare all loan offers from 100 lenders and find your best financial options today.



Santa Barbara Private Money Lenders

  • Vanguard Hard Money
  • 351 Hitchcock Way, Ste. 230-B, Santa Barbara, CA, 93105
  • Lends in California
  • Vanguard Hard Money, is a direct lender specializing in financing for fix & flip rehab development loans. We provide investors with hard money loans to facilitate the purchase, rehabilitation and sale of single family homes, multi-family, and commercial properties. We strive to be the best.

  • Commercial Loan Express
  • 351 Hitchcock Way, Ste. B-230, Santa Barbara, CA, 93105
  • Lends in California
  • Commercial Loan Express Headquartered in Santa Barbara, California the president, Peter De Witte formed his team in 2004. Commercial Loan Express is a hard money lender that specializes in lending to investors who profit from house flipping. The loans are underwritten and funded in-house, thereby enabling swift decisions, flexible lending solutions

  • SANTA BARBARA COMMERCIAL MORTGAGE, INC.
  • PO BOX 30157, Santa Barbara, CA, 93130
  • Lends in California
  • Santa Barbara Commercial Mortgage, Inc formerly known as Mortgage Company of Santa Barbara, has been originating commercial real estate loans in California for over 25 years and is an efficient and valuable resource .With a small and agile loan committee, SBCM is able to process requests quickly and can often fund loans faster than most lenders.

  • Ryker Capital
  • 7 West Figueroa Street, STE 300, Santa Barbara, CA, 93101
  • Lends in California
  • Ryker Capital — Direct Private Lender | Nationwide

    Fast, flexible capital for real estate investors — from bridge to ground-up. We fund directly from our own capital: no middle layers, no delays. Backed by portfolio partners, private investors, and our own lending funds, our team brings 20+ years of expertise to every deal. We underwrite in-house and move fast.

    Ready to close? Let's talk.

  • American Riviera Bank
  • 1033 Anacapa Street, Santa Barbara, CA, 93101
  • Lends in California
  • American Riviera Bank opened for business on July 18, 2006 in Santa Barbara, CA with the support of approximately 400 local shareholders. The Bank is a full service community bank, focused on serving the lending and deposit needs of businesses & consumers in our community. The Bank has five full-service branches, located downtown in Santa Barbara.

  • Santa Barbara Commercial Fund
  • 401 Chapala Street, Suite 106, Santa Barbara, CA, 93101
  • Lends in California
  • The Santa Barbara Commercial Fund, LLC (“SBCFund”) is a boutique commercial lending fund that bridges the gap between traditional bank financing and private collateral based financing. As the manager of the SBCFund, KJacobsen Capital, LLC (“KJCapital”), brings 50+ years of local commercial banking experience

  • The Mortgage Acquisition Corporation
  • 39 E De La Guerra St, Santa Barbara, CA, 93101
  • Lends in California
  • TMAC has a unique business approach and one that is of increasing value to borrowers who are unable to qualify now for conventional or NonQM loans. There is no need to turn down many loan requests that come from borrowers with credit issues, need to get funds quickly before a business purpose with a loan secured by a first or junior lien on.

  • Ventura County Credit Union - Thousand Oaks
  • 2575 Vista Del Mar Drive, Suite 100, Ventura, CA, 93001
  • Lends in California
  • Ventura County Credit Union started in 1950, operating out of the county courthouse. Our first office was beneath a stairwell. We had only a few employees with one cash drawer. But we were dedicated to making a difference in the lives of our members. We were determined to put money in people's pockets instead of taking it out.

  • New America Realty
  • 1750 S Broadway, Suite J, Santa Maria, CA, 93454
  • Lends in California
  • New America Realty is a local and friendly real estate company that specializes in real estate purchase and sales, loans, property management and finance. With great experience as a Santa Maria Realtor and as a Realtor servicing all areas in Santa Barbara County, CA such as Lompoc, Guadalupe, Santa Barbara, San Luis Obispo, and Arroyo Grande.

  • Pinnacle Lending
  • 946 Diamond Dr, Santa Maria, CA, 93455
  • Lends in California
  • Pinnacle Lending and its staff of experienced and professional loan officers want you to know that we are committed to the highest levels of integrity and service to our clients, realtors and associates. It is our goal to provide our clients with the opportunity to secure the best loan at the best price for their particular needs.