USDA Vs. FHA your options comparison in Badger, Fairbanks North Star County, AK
In 2025, the USDA loan limit in Badger, located within Fairbanks North Star county, AK, stands at $336,500. Meanwhile, for a single-family home, the FHA loan limit is $472,030. These limits provide crucial guidelines for potential homeowners interested in utilizing these specific lending programs.
Take advantage of Lendersa® USDA loan calculator to assess the current best rates between USDA and FHA loans. This tool enables you to evaluate the required income, credit score, reserves, and all necessary documentation for qualification. Our sophisticated mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in determining which financial approach is optimal for your distinct economic situation in .
2025 Loan Limits and Down Payment Requirements in Badger, Fairbanks North Star, AK
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Opportunities in Badger, AK
At Lendersa®, our foremost aim is to secure for you the most advantageous USDA or FHA loan with ease and rapidity. Choose one of three strategic starting points to pair with suitable lenders and delve into USDA loan offerings that suit your needs:
A USDA home loan, guaranteed by the United States Department of Agriculture and often referred to as a USDA rural development loan or simply USDA mortgage, is exclusively available in rural communities. This program is distinct from FHA loans, which require at least a 3.5% down payment, as USDA loans necessitate no down payment, making homeownership more accessible for qualifying applicants in eligible areas.
Encore Bank is a private, boutique bank with a commercial focus that couples highly experienced and talented bankers with innovative technology to offer unprecedented levels of personal service and experiences to its clients through a hospitality-inspired concierge approach. Encore provides a full suite of financial products
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The way we see it, our best asset is you.
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