In 2025, the USDA loan limit in College, located in Fairbanks North Star county, AK, is set at $336,500. In comparison, the FHA loan limit for a single-family home stands at $472,030. Knowing these limits helps homeowners better plan their financing options and is crucial for those considering these lending programs.
Utilize the Lendersa® USDA loan calculator to evaluate the current USDA versus FHA rates available today. This tool also helps to determine the income, credit standing, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator presents a simultaneous comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the program best aligned with your specific financial needs in
Browse loan offers from a wide array of 100 distinct lenders for personalized solutions that match your needs.
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
The aim of Lendersa® is to assist you in securing the best USDA or FHA loan swiftly and efficiently. Choose one of three initial paths to link with compatible lenders and explore USDA loan programs tailored to your requirements.
A USDA home loan is a government-backed financial option provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This loan is available exclusively in rural areas, offering a zero down payment alternative, unlike FHA loans which require at least a 3.5% down payment. This can make homeownership significantly more accessible for eligible buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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