USDA VS FHA in Goldstream, Fairbanks North Star County, AK
For 2025, the USDA loan limit available in Goldstream, county of Fairbanks North Star, AK, stands at $336,500. On the other hand, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the current best rates of USDA versus FHA. This tool helps you identify the necessary income, credit score, reserves, and required documentation for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, guiding you to the best choice for your financial situation in .
2025 Loan Limits and Downpayment Needs in Goldstream, Fairbanks North Star, AK
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Opportunities in Goldstream, AK
Lendersa® strives to get you the optimal USDA or FHA loan promptly and smoothly. Choose from three different starting points to pair you with appropriate lenders and USDA loan options.
A USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not need any down payment, offering significant savings for eligible borrowers.
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