USDA Vs. FHA your options comparison in Fairbanks, Fairbanks North Star County, AK
In 2026, the USDA loan limit in Fairbanks, situated within Fairbanks North Star county, AK, is set at $336,500, whereas the FHA limit for a single-family home is $472,030. These financial limits guide prospective homeowners in determining eligibility for specific loan programs available in their region.
Utilizing the Lendersa® USDA loan calculator, you can effectively compare today's top-tier USDA versus FHA rates. This insightful tool helps in identifying vital requirements such as income thresholds, credit scores, necessary financial reserves, and documents for loan eligibility. Our advanced mortgage calculator offers a comprehensive side-by-side comparison of USDA, FHA, Conforming, and VA options, providing clear guidance on selecting the most beneficial program for your financial circumstances in .
2026 Loan Limits and Down Payment Specifications in Fairbanks, Fairbanks North Star, AK
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$1,089,300
3%
Investigating USDA and FHA Loan Alternatives in Fairbanks, AK
Lendersa® is committed to efficiently matching you with the ideal USDA or FHA loan, reducing complexities and time. Opt for one of three primary approaches to align with compatible lenders and discover USDA loan programs that cater to your requirements:
A USDA home loan, backed by the Department of Agriculture and commonly known as a USDA rural development loan or USDA mortgage, is specifically available for residents in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment, making it an attractive option for eligible homebuyers seeking opportunities in rural communities.
213 West Third Avenue, Suite 208, Warren, PA, 16365
Kinzua Federal Credit Union (formerly known as NFO Irvine FCU) has been open since 1956. The credit union has assets totaling $12.81 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union serves multiple member groups, but primarily serves fabricated metals employees.
Founded in 1896, we’ve been around 120 years. That type of longevity proves that we’re a trusted institution with a history of award-winning customer service. We offer products and services to fit your diverse banking needs. From checking and savings accounts to business loans and retirement accounts, we think you’ll like what we have to offer.
Founded September 7, 1963 as Kennett National Bank, Kennett Trust Bank is one of the oldest independently-owned and managed banks in the area, with 7,000 customers and over $110 million in assets. We actively support the community, donating funds and employee volunteer hours to many educational, hometown and family-related causes.
We are your hometown, community bank, & to us people matter. Our deposits are invested locally to promote economic growth and meet the borrowing needs of our customers. When you choose to bank with us, your business is managed locally, which means no out-of-town or out-of-state committee is necessary to evaluate your requests or fulfill your needs.
At People First Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. People First Financial has the perspective, insight, and experience to handle your financing needs.
860 Boardman Canfield Rd, Suite 101, Youngstown, OH, 44512
First Equity Mortgage Group, LLC. We are a full service mortgage broker. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.And we offer the following: FHA | FHA 203k| VA | USDA | Jumbo | Conventional
Central Arkansas Finance is located in Conway, Arkansas and has been one of the top mortgage lending firms in the State of Arkansas for over 10 years. We will represent you “the borrower” in obtaining the best possible financing. We are not tied to a particular lending institution and have access to many lenders.
Texas and Pacific (T&P) Railway Company met to organize and found Fort Worth T&P Federal Credit Union to serve the employees of the Railway. It was the mission of our founders to “make more available to people of small means credit for provident purposes, ” and it established the institution’s firm foundation of people helping people.
Fort Worth City Credit Union are insured by the National Credit Union Administration, which is a U.S. Government Agency. Member accounts are federally insured up to $250, 000, and are backed by the full faith and credit of the United States Government Fort Worth City Credit Union is an Equal Housing Lender.
