USDA Vs. FHA your options comparison in Fairbanks, Fairbanks North Star County, AK
In 2025, the USDA loan limit in Fairbanks, situated within Fairbanks North Star county, AK, is set at $336,500, whereas the FHA limit for a single-family home is $472,030. These financial limits guide prospective homeowners in determining eligibility for specific loan programs available in their region.
Utilizing the Lendersa® USDA loan calculator, you can effectively compare today's top-tier USDA versus FHA rates. This insightful tool helps in identifying vital requirements such as income thresholds, credit scores, necessary financial reserves, and documents for loan eligibility. Our advanced mortgage calculator offers a comprehensive side-by-side comparison of USDA, FHA, Conforming, and VA options, providing clear guidance on selecting the most beneficial program for your financial circumstances in .
2025 Loan Limits and Down Payment Specifications in Fairbanks, Fairbanks North Star, AK
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$1,089,300
3%
Investigating USDA and FHA Loan Alternatives in Fairbanks, AK
Lendersa® is committed to efficiently matching you with the ideal USDA or FHA loan, reducing complexities and time. Opt for one of three primary approaches to align with compatible lenders and discover USDA loan programs that cater to your requirements:
A USDA home loan, backed by the Department of Agriculture and commonly known as a USDA rural development loan or USDA mortgage, is specifically available for residents in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment, making it an attractive option for eligible homebuyers seeking opportunities in rural communities.
With over seven decades of experience working with borrowers in a variety of situations, Mortgage Solutions, LLC has set the standard for trust, honesty, and integrity. Whether you're looking to refinance an existing home, purchase a new one, or lower some of your high interest obligations,
Equity Prime Mortgage LLC is a licensed mortgage lender whose operations extend across the country. We provide a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company has Certified Underwriters on staff which allows issuing a decision on your application quickly.
Saint Charles Mortgage LLC understands that a great factor to what makes a mortgage successful is personal connection. We strive to give our clients the highest quality customer service by getting to know where you are in life and making sure we understand where you want to be. We absolutely minimize your rate
5377 State Highway N, Suite 218, Cottleville, MO, 63304
Magnolia Mortgage is a local, family owned business that guarantees the personal service and attention you need to close on time with the right residential loan for you. We are conveniently located in St. Charles County, just outside St. Louis. We attend every closing to ensure all your questions are answered and no stone is left unturned.
Chiropractic Federal Credit Union (CFCU) began as a federally chartered credit union in 1950, when a group of Chiropractors were having difficulty obtaining loans from other financial institutions in order to advance their practices. These Doctors decided to pool their resources and form a credit union that would provide them with savings programs,
Lakeside Advantage Mortgage is focused on helping clients with their home financing needs throughout the state of Michigan. We’re committed to educating the client on the best loan programs available in an ever changing market place. Whether you are looking for a new home, refinancing your existing home or changing the loan term.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Fieldstone 1st Mortgage was grown out of the idea that there needed to be a fundamental change in the way mortgage transactions were done. In a time where phone calls were left unanswered, text messages left unnoticed, and emails left unread, we sought to make sure that client service always remained our number one priority.
Elementary Lending is a Premier Mortgage Brokerage in the Metro Detroit area. Our main focus is to educate our clients on all available options to ensure they are able to get into the program that best fits their goals. Our amazing team will help every client with a simplified and transparent process.
