USDA Vs. FHA Pro and Con comparison in Fairbanks, Fairbanks North Star County, AK
In 2025, the USDA loan limit in Fairbanks, situated within Fairbanks North Star county, AK, is set at $336,500, whereas the FHA limit for a single-family home is $472,030. These financial limits guide prospective homeowners in determining eligibility for specific loan programs available in their region.
Utilizing the Lendersa® USDA loan calculator, you can effectively compare today's top-tier USDA versus FHA rates. This insightful tool helps in identifying vital requirements such as income thresholds, credit scores, necessary financial reserves, and documents for loan eligibility. Our advanced mortgage calculator offers a comprehensive side-by-side comparison of USDA, FHA, Conforming, and VA options, providing clear guidance on selecting the most beneficial program for your financial circumstances in .
2025 Loan Limits and Down Payment Specifications in Fairbanks, Fairbanks North Star, AK
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$1,089,300
3%
Investigating USDA and FHA Loan Alternatives in Fairbanks, AK
Lendersa® is committed to efficiently matching you with the ideal USDA or FHA loan, reducing complexities and time. Opt for one of three primary approaches to align with compatible lenders and discover USDA loan programs that cater to your requirements:
A USDA home loan, backed by the Department of Agriculture and commonly known as a USDA rural development loan or USDA mortgage, is specifically available for residents in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans eliminate the need for any down payment, making it an attractive option for eligible homebuyers seeking opportunities in rural communities.
The Bay Brokerage is a dynamic team of agents mentored by Taskeen, she has over 18 years of experience and has brought her years of knowledge and expertise into this now large group. Residing and working in the Bay Area they offer specialties that complement one another and make for a great company to do business with.
American Credit Inc. is an fintech secured business loan provider, focusing on asset-based loans and invoice/AR financing. The size of the loan ranges from $20K - 500K, and terms are up to 60 months. We have proprietary risk/credit worthiness screening technology, reinforced by artificial intelligence and blockchain technology.
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CC Mortgage offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today for a special offer and learn what I can do for you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Dream Home Real Estate & Home Loans is a revolutionary innovator in the real estate industry. We have the Fastest Response Time and our Broker has been Voted The Best Real Estate Agent in Tracy by Tracy Press Readers 3 Years in a Row for 2012, 2013 and 2014. We strive to provide you with a pleasant and stress free Real Estate Transaction.
At Tri Valley Lending you are more than a credit score to us. We subscribe to the philosophy of building long term relationships based on service and trust. Our team of loan professionals make the daunting task of obtaining financing an easy and understandable process. We look forward to serving you in the future.
We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending… from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the loan-with great rates, terms and costs-to meet your unique needs.
1747 Heritage Lane, Suite B202, Syracuse, UT, 84075
Econ Mortgage prides itself on offering low rates, and costs, right out the gate! Compare us with your “guy/gal” and see why even loan officers do their financing through Econ Mortgage! We are a well-established company serving in Salt Lake City. As your premier Utah mortgage broker, we focus on providing you with the lowest rates.
