USDA VS FHA in Chena-Ridge, Fairbanks North Star County, AK

For the year 2026, in Chena-Ridge, located in the county of Fairbanks North Star, AK, the loan cap for a USDA loan is $335,500, whereas the FHA loan limit for a single-family property is $356,362.

To evaluate today's top USDA versus FHA rates and to ascertain the necessary income, credit, reserves, and paperwork for eligibility, use the Lendersa® USDA loan calculator. Our sophisticated mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your specific financial needs in .

Explore loan offers from a selection of 100 lenders

2026 Loan Caps and Down Payment Details in Chena-Ridge, Fairbanks North Star, AK

Loan Type Loan Cap Down Payment Percentage
USDA $335,500 0%
FHA $356,362 3.5%
Conventional Conforming $822,375 3%

Loan Opportunities: USDA and FHA in Chena-Ridge, AK

Lendersa® aims to swiftly secure you the optimum USDA or FHA loan with minimal difficulty. Choose from three initial approaches to match with lenders and USDA loan arrangements.

Lendersa: Request and Matching Results for USDA Loans

Understanding USDA Loans in AK

Known as a USDA rural development loan or USDA mortgage, this home loan is backed by the U.S. Department of Agriculture and is available only in designated rural areas. In contrast to FHA loans, which mandate a minimum 3.5% down payment, USDA loans require no upfront payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • The banking history of Green Forest begins in the year 1901. In that year the Bank of Green Forest was established with W. L. Sneed serving as president of the institution. Growing rapidly the Bank of Green Forest increased its capital to $20, 000.00 from the initial $12, 000.00.
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  • FORUM Credit Union is a financial cooperative providing products and services to meet the needs of our members with innovation and care. FORUM provides services such as free checking accounts, free online bill pay, home equity loans, mortgages, business accounts and auto loans. We offer convenient branch locations in the Indianapolis area.
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  • Integrity Mortgage Group also uses state-of-the-art technology including the ability to apply directly online or on our mobile app, pull your own credit report, and also receive e-mailed Loan Milestone Updates throughout the loan process letting you know the current status and what to expect next.
  • Bottom Line Mortgage
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