USDA Vs. FHA your options comparison in Chena-Ridge, Fairbanks North Star County, AK

In 2024, USDA loan limit in Chena-Ridge, county of Fairbanks North Star, AK is $335,500 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Chena-Ridge, county of Fairbanks North Star, AK

Loan Type Loan Limit Down payment
USDA $335,500 0%
FHA $356,362 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in Chena-Ridge, AK

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Alaska?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Millennium Mortgage Services Corporation
  • 1038 South Elm Street, Carrollton, TX, 75006
  • Millennium Mortgage Services has been committed to providing our customers with the highest quality of service and the lowest mortgage rate loans available in the Texas mortgage industry. Our High Service Standards and Commitment to Quality assure you that you will receive, prompt loan determination, full program disclosures.
  • JUST MORTGAGES, INC.
  • 2418 Marsh Lane, Suite 104, Carrollton, TX, 75006
  • Just Mortgages is the mortgage services arm of Spicerhaart, one of the UK’s largest independent Estate Agency established in 1989. Just Mortgages employ over 150 in-branch Mortgage & Protection Advisers across the UK and have recently launched a highly successful self-employed division, now thriving with 180 advisers across the country.
  • Stone Lake Mortgage
  • 1220 Coit Rd, Suite 107, Plano, TX, 75075
  • Stone Lake Mortgage make the decision easy. The reason is because at the top of our list is a commitment to simplifying the entire mortgage process with a warm and professional approach! Therefore, when working with Stone Lake Mortgage, not only will we treat you with the respect you deserve
  • BLUESKY LENDING, LC
  • 1255 W 15th, Suite 470, Plano, TX, 75075
  • BlueSky Lending, LC is a Mortgage Broker that has established relationships with over 30 Lenders to guarantee that we can provide the Best Rates, Fastest Closings and Lowest Closing Costs. We specialize in offering the largest choice of Loan Products to meet any clients Residential Loan needs.
  • Harvest Federal Credit Union
  • 34 Licking View Drive, Heath, OH, 43056
  • Harvest Federal Credit Union was established in 1970. Our roots are in serving the workers of Licking County. We were founded by local employees of Rockwell International (now known as Arvin-Meritor). Our first office was in the United Auto Workers union hall in an area not more than 5 by 8 square feet (pictured below).
  • Hopewell Federal Credit Union
  • 501 Hopewell Dr, Heath, OH, 43056
  • Hopewell Federal Credit Union (HFCU), one of the leading credit unions serving Licking, Delaware and Franklin Counties, is a not-for-profit financial cooperative that is owned by its members. Hopewell provides a full range of financial services including savings and checking accounts, loan products and business accounts.
  • Dominion Bank
  • 17304 Preston Road, Suite 1100, Dallas, TX, 75252
  • Dominion Bank was founded on the premise that a superior team of seasoned bankers can out-perform the competition. CEO Thomas J. Mastor, CFO R. Michael Russell, Dallas President Stephanie Velasquez, along with their proven team of bankers, formed Dominion Bank with an initial capitalization of over $50 million raised from local investors.
  • LifeTime Lending, Inc
  • 17304 Preston Road, Suite 800, Dallas, TX, 75252
  • Megan Dodson a residential mortgage loan originator who has helped hundreds of buyers like you identify the best long-term value for their loan. Megan aligned with a number of wholesale lenders & underwriters to help you get that special low rate. But beyond that, I work hard for you & dig in to find that special program another mortgage lender.