USDA VS FHA in Farmers-Loop, Fairbanks North Star County, AK

For 2025, in Farmers-Loop, found in the county of Fairbanks North Star, AK, the USDA loan limit stands at $335,500, while for single-family homes, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to check and compare today’s best USDA versus FHA rates. This will help you determine the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, so you can find the program that best suits your financial needs in .

Explore loan offers from over 100 lenders

2025 Loan Limits and Down Payment Needs in Farmers-Loop, Fairbanks North Star, AK

Loan Type Loan Limit Down Payment
USDA $335,500 0%
FHA $356,362 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Opportunities in Farmers-Loop, AK

The aim of Lendersa® is to facilitate securing the best USDA or FHA loan promptly and efficiently. Choose from three starting points for matching lenders with USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AK

The USDA home loan, also referred to as USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available exclusively in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans impose no such requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • America's Loan Company
  • 127 E. Main Street, West Jefferson, OH, 43162
  • We are a direct lender in the state of Ohio that provides affordable Personal Loans to people with bad credit to no credit scores. You will never be referred to other lenders. Walk-ins are welcome to any of our branches in London, Ohio, West Jefferson, Ohio, and Logan, Ohio. If you don’t want to drive to our offices, we can do the entire Personal L
  • Sauk Mortgage Group LTD
  • 1880 Mackenzie Drive, Suite 107, Columbus, OH, 43220
  • Joe Sauk has been Originating mortgage Loans since 1993. Sauk Mortgage licensed in both Ohio and Florida. Sauk Mortgage Group offers many mortgage programs including Conventional, Jumbo, FHA, and VA loans. Sauk Mortgage Group mission is to serve his customer with honesty, integrity.
  • NetFunding Corporation
  • 162 Budd Rd, Newark, NY, 14513
  • NetFunding Corporation's mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a home or refinancing a mortgage. So we make a commitment to you and will help you qualify, apply and be approved for the right mortgage loan for you.
  • Greenville Savings Bank
  • 233 Main Street, Greenville, PA, 16125
  • Greenville Savings Bank has remained firmly rooted in the community since 1911. For over 100 years, we experienced prosperity and growth due to the trust and support of the residents we serve. We take pride in recognizing that we continue to be directed and managed by community people you know.
  • Bessemer System FCU
  • 106 Woodfield Drive, Greenville, PA, 16125
  • Bessemer System FCU was formed in 1943 by employees of the Bessemer & Lake Erie Railroad, with headquarters in Greenville PA. In 1982, the members of the Pittsburgh office credit union merged into our credit union. We opened our membership to outside groups in 1988. On August 1, 2000, the former Greenville Area FCU merged into our credit union.
  • United Midwest Savings Bank, National Association
  • 6460 Busch Blvd, Suite 200, Columbus, OH, 43229
  • Since 1889, United Midwest has offered a varying range of banking and financial services to several community and business groups. Over time, we've evolved and today we focus our services into four main categories: Business Lending, Consumer Lending, Residential Loans, and our Deposit Services.
  • Mortgage Banc
  • 1395 E Dublin Granville Rd, Suite 301, Columbus, OH, 43229
  • Over the past 30 years we have established ourselves as a 'make sense' hard money lender and mortgage broker. The Mortgage Banc has assisted many home buyers and owners with their financing needs. In addition to our direct loan programs, our wholesale loan division has supported other mortgage brokers with financing options.
  • Chambers Bank.
  • 901 Main St, Danville, AR, 72833
  • Chambers Bank is a community-focused financial services company headquartered in Danville, Arkansas. Founded in 1930, Chambers Bank currently operates 24 branches throughout Arkansas.community-focused financial services company headquartered in Danville, Arkansas. Founded in 1930, Chambers Bank currently operates
  • Traditional Mortgage Banc Inc
  • 1560 Fishinger Road, Columbus, OH, 43221
  • Traditional Mortgage Banc has grown to become one of the leading Conventional, FHA, VA, and Fannie Mae approved mortgage bankers in Central Ohio. Traditional Mortgage Banc offers the most competitive rates and terms in the market place. We offer Conventional Financing, FHA, VA, and more or an experienced real estate investor.
  • President's Federal Credit Union
  • 4135 State Route 128, Cleves, OH, 45002
  • Presidents Federal Credit Union (FCU) is located in Cleves, Ohio and we serve members who live, work, worship, volunteer, attend school or work in Miami and Whitewater Township in Hamilton County, Ohio. Presidents Federal Credit Union was founded January 31, 1956 as Porplasco Employees Credit Union.