In 2026, the USDA loan limit in Steele-Creek, located in Fairbanks North Star, AK, is $335,500. Meanwhile, the FHA limit for a single-family home is $356,362. These loan limits help determine the maximum amount you can borrow using these government-backed programs.
Utilize the Lendersa® USDA loan calculator to compare today's most favorable USDA vs FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $335,500 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The goal of Lendersa® is to swiftly secure the best USDA or FHA loan for you. Choose from one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none, making them an attractive choice.
Enter your location to find out if it qualifies for USDA rural housing loan?
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