In 2026, the USDA loan limit for Kodiak, in the county of Kodiak Island, AK, is $443,700. For a single-family home, the FHA limit is $485,300. These limits provide a framework for potential borrowers to gauge the amount they can finance through these government-backed loans.
Make use of the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator also enables you to view USDA, FHA, Conforming, and VA products side by side, assisting you in selecting the best program to suit your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $443,700 | 0% |
| FHA | $485,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
The goal of Lendersa® is to quickly secure the best USDA or FHA loan with ease. Choose from one of three starting approaches to connect with matching lenders and identify the most suitable USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans appeal with no down payment requirement, making them an attractive choice for eligible buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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