In 2025, the USDA loan limit for Kodiak, in the county of Kodiak Island, AK, is $443,700. For a single-family home, the FHA limit is $485,300. These limits provide a framework for potential borrowers to gauge the amount they can finance through these government-backed loans.
Make use of the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator also enables you to view USDA, FHA, Conforming, and VA products side by side, assisting you in selecting the best program to suit your financial needs in .
Loan Limits and Down Payment Requirements for 2025 in Kodiak, Kodiak Island, AK
Loan Type
Loan Limit
Down Payment
USDA
$443,700
0%
FHA
$485,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Kodiak, AK
The goal of Lendersa® is to quickly secure the best USDA or FHA loan with ease. Choose from one of three starting approaches to connect with matching lenders and identify the most suitable USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans appeal with no down payment requirement, making them an attractive choice for eligible buyers.
Hard money loans are commercial loans made to real estate investors to purchase and rehab or repair investment properties.Often called rehab loans, these loans are short term and are based on the value of real estate that has been collateralized for the loan. Hard money lenders have higher interest rates
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Discover Quick Lending: Texas-based private hard money lender, transforming investment opportunities with unbeatable terms. Our game-changing loans start with just 5% down, covering up to 75% of the ARV. Enjoy speedy funding within 7 days, no credit checks, and zero extension fees. Ideal for flips, rentals, and new constructions, our investor-frien
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Union Fidelity Federal Credit Union is a full-service, not-for-profit cooperative financial institution. Our primary objective is to serve our members the best way possible.
The credit union is committed to put forth every effort to enable our members to become financially self-sufficient and successful.
We offer exceptional service for both the borrower and the Sales Professionals that refer us clients. We understand that financing your dream home is important to all parties. There must be a level of trust between us and we must remember that this is someone’s dream home is on the line and many professionals income is dependent
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As a direct lender, we are able to fit clients into the “qualification box” by providing alternatives"
Established in 1904, Farmers Bank knows what it takes to sustain a healthy, thriving community. We are passionate about helping individuals, groups, team, organizations, causes and more. As we grow, so does our effort to infuse the neighborhoods that make our communities – and our people – very unique and unquestionably great.
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Jafari No-Interest Credit Union has been open since 2016. The credit union has assets totaling $1.77 Million and provides banking services to more than 300 members as of March 2022.
Jafari No-Interest Credit Union received Texas Credit Union Department and National Credit Union Administration approval and started operations
