USDA Vs. FHA your options comparison in Birmingham, Jefferson County, AL
In the year 2025, the USDA loan ceiling in Birmingham, located in the county of Jefferson, AL, is set at $336,500. Comparatively, the FHA cap for a single-family dwelling is $472,030.
To evaluate today's most competitive USDA vs. FHA rates, try the Lendersa® USDA loan calculator. This tool helps ascertain the income, credit, reserves, and documentation prerequisites, enabling qualification. Using our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side-by-side to identify the most suitable option for your fiscal needs within .
2025 Loan Limits and Down Payment Obligations in Birmingham, County of Jefferson, AL
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Birmingham, AL
The aim of Lendersa® is to facilitate access to optimal USDA or FHA loans quickly and effortlessly. Choose from three starting approaches that seamlessly match lenders with USDA loan offerings.
The USDA home loan, which is guaranteed by the U.S. government’s Department of Agriculture, also known as the USDA rural development loan or mortgage, is specifically designated for rural locales. Unlike FHA loans that necessitate a minimum down payment of 3.5%, the USDA mortgage requires zero down payment.
First National Bank In Port Lavaca is "The Bank that's Good as Gold". With multiple locations, our bank sees that it is very important to remain convenient and accessible when you need it most. We provide services for Personal needs, Business needs and Loans to support your needs and wants.
The Halstead Bank is headquartered in Halstead and is the 104th largest bank in the state of Kansas. It is also the 3,357th largest bank in the nation. It was established in 1882 and as of March of 2022, it had grown to 27 employees at 5 locations. The Halstead Bank has an A health rating.
At ONE Federal Credit Union, we are ONE team committed to building lifelong relationships with all of our members. Life can be complex, but at ONE, we’re all about making every day better for all of the individuals, businesses and communities we serve. One Federal Credit Union was founded in 1949 for American Viscose Employees.
MPS Credit Union was created in 1928 when a small group of postal workers got together and opened the credit union doors for business. In January 1930 the credit union was chartered under the state charter as Miami Postal Service Credit Union. At MPS Credit Union, each voice is heard since it is our job to see that we are offering.
9700 South Dixie Highway, Suite 710, Miami, FL, 33156
Providing tailored banking services, and financial solutions, to our local communities and global markets, since 1969. Our history, of supporting individuals, entrepreneurs, businesses, and banks, in South Florida, and Latin America, has helped shape our communities, and our future, while protecting our customers, and shareholders.
Henry Diez Owner at Quality Service Realty, IncQuality Service Realty was founded in 1995 to provide you with the best quality of service in real estate. With 16 years of helping hundreds of families and with countless closed transactions we have the experience and knowledge to help you achieve your real estate goals.
9100 South Dadeland Boulevard, Suite 700, Miami, FL, 33156
Thomas D. Wood and Company is a privately held real estate investment banking firm specializing in Florida’s commercial and Multi-family real estate capital markets. Founded in 1987 by Thomas D Wood Sr. and Thomas D Wood Jr, the company has become one of Florida’s premiere real estate lenders
At JAXEN MORTGAGE GROUP LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
I offer my clients the best possible rates and lowest closing costs in the business. Working with over 20 wholesale national lenders allows me to compete with any bank or on-line lender. Our home loans are designed to fit your needs. I've been in in the Mortgage industry for over 25 years
9100 S. Dadeland Blvd., Suite 1500, Miami, FL, 33156
Miriam Gilmore is the Broker/Owner of True Mortgage Lending LLC. True Mortgage Lending is a boutique mortgage brokerage service domestic and foreign clients with a vast array of loan products & guidance through the process. Broker/Owner of True Mortgage Lending LLC. True Mortgage Lending is a boutique mortgage brokerage service domestic & foreign
